$369,900
Active5104 Munhall St, Port Charlotte, FL 33981
4 beds · 2 baths · 1,980 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6147347
166 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- hurricane impact windows
- covered roofed-over lanai
- paver driveway
- community boat ramp
- waterfront park access
- soaking tub
- walk-in closet
AI-selected highlights from the listing description below.
Virtually Staged. Located in the waterfront community of Gulf Cove, this new construction home combines modern design, quality finishes, and the Florida lifestyle buyers are searching for in Port Charlotte real estate. Offering 4 bedrooms, 2 bathrooms, and a 2-car garage, the home welcomes you with a foyer entry that opens into a spacious and functional layout designed for everyday living and entertaining. The kitchen features quartz Calcutta countertops, a tile backsplash, crown molding on the upper cabinets, stainless steel appliances, and an open flow to the main living areas. Vinyl wood plank flooring runs throughout the home, with carpet in the guest bedrooms for added comfort. Hurricane impact windows provide peace of mind and energy efficiency. The spacious primary suite includes a walk-in closet and a large en-suite bathroom with a dual sink vanity, soaking tub, and walk-in shower. Outdoor living is enhanced by the covered roofed-over lanai with paver flooring, creating a comfortable space to relax year-round, while the paver driveway adds to the curb appeal. Located in Gulf Cove, residents enjoy optional access to the community boat ramp and waterfront park with access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico, making this an ideal location for boating and fishing enthusiasts. Conveniently located near Gulf beaches, golf courses, parks, dining, shopping, and entertainment, this property is a great option for buyers searching for homes for sale in Gulf Cove, new construction homes in Port Charlotte, or modern Florida homes with upgraded finishes and access to the Southwest Florida lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,980 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $476/yr
- Monthly fees
- $6/mo
- Listed
- May 15, 2026
- MLS #
- D6147347
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5104 MUNHALL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,224
$1,870 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,870
- Property taxes
- $40
- Homeowners insurance
- $308
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,224
Over the life of the loan
- Loan amount
- $295,920
- Down payment
- $73,980
- Total interest
- $377,430
- Principal + interest paid
- $673,350
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5104 Munhall St, Port Charlotte, FL 33981
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6147347 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 4 bedrooms up to $465,000. Free, and you can stop any time.
