$350,000
Active5114 Melbourne St #A302, Punta Gorda, FL 33980
3 beds · 2.5 baths · 1,759 sq ft
Listing courtesy of REEL TIME REALTY, LLC · MLS# C7510329
519 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- direct Gulf access
- Charlotte Harbor views
- top floor unit
- elevated ceilings
- screened balcony
- guest ensuite
- in-unit laundry
- boat slip available
AI-selected highlights from the listing description below.
Boating paradise with direct access to the Gulf. Tranquility welcomes you as you'll be lured in by the views of the Charlotte Harbor. This Top Floor FURNISHED UPDATED WATERFRONT CONDO OFFERS 3 SPACIOUS BEDROOMS AND 2 1/2 baths, and BOAT SLIP #21 is optional for an additional cost. Being on the top floor of the condo unit has elevated ceilings making your home feel open and bigger than the lower level units.The sunrises over the Charlotte Harbor will awaken all your desires to get up early and enjoy your morning coffee or breakfast on the screened in balcony. One of the Guest rooms has its own ensuite with a Tub/Shower combo, great privacy for family or guest. . One of the nice features is having your own laundry room that is in the unit with a Full size Washer and Dyer. As you step outside onto the screened balcony to enjoy your coffee and or cocktails, you can relax watching the boats or playful dolphins and wildlife. If you enjoy just hanging poolside or want to be more adventurous then the Kayak launch pad is right next door and the community pool is seen to the right of the condo off the balcony. The sunrise is priceless but the location is prime. This community is close to the new SunSeekers Resort and has its own walking path connecting the two plus you can walk the bridge way or drive only minutes to the charming downtown Punta Gorda. As you venture out, Punta Gorda can fill your weekends with thieir Farmers Market, Art Festivals, Craft fairs, Charlotte Harbor events, and lots of great restaurants. The evening entertainment will keep you entertained and feeling safe as you walk downtown. There is so much to do and so many other attractions nearby, including Dotzler beach(less than a mile), Englewood Beach( 19 miles) Boca Grande Beach(19 Miles), Port Charlotte Beach Park and Venice beach just to name a few and if you don't mind a 35 mile drive Siesta Beach is a great place to visit too. If you enjoy boating, fishing, exploring natures parks, cocktails and food at one of the Tiki Bars or simply wanting to relax near the water, Punta Gorda has something for everyone.
Facts
- Property type
- Condominium
- Year built
- 2006
- Bathrooms
- 2 full, 1 half
- Living area
- 1,759 sqft
- Lot size
- 0.04 acres
- Waterfront
- Yes
- Water access
- Bay/Harbor, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Furnished
- Flood zone
- AE/VE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,581/yr
- Monthly fees
- $851/mo
- Listed
- May 22, 2025
- MLS #
- C7510329
Price & status history
- Listed for $450,000
- Price reduced to $350,000from $365,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5114 MELBOURNE ST #A302. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,461
$1,770 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,770
- Property taxes
- $548
- Homeowners insurance
- $292
- Flood insurance
- $0
- HOA / condo fees
- $851
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,461
Over the life of the loan
- Loan amount
- $280,000
- Down payment
- $70,000
- Total interest
- $357,125
- Principal + interest paid
- $637,125
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5114 Melbourne St #A302, Punta Gorda, FL 33980
Listing courtesy of REEL TIME REALTY, LLC · MLS# C7510329 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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