$625,000
Active Under Contract5149 Latham Ter, Port Charlotte, FL 33981
4 beds · 2.5 baths · 2,612 sq ft
Listing courtesy of REAL BROKER, LLC · MLS# C7528314
31 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront canal property
- dock and boat lift
- jet ski lift
- screened pool
- Myakka River access
- vaulted ceilings
- covered lanai
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. What a beautiful boat and fishing friendly property! This 4 bed, 3 bath waterfront screened in pool home sits on a canal with access to the Myakka River and Charlotte Harbor, Intracoastal and the Gulf! You even have your own dock, boat lift and jet ski lift. The home is a split floor plan featuring crown moulding vaulted ceilings. Kitchen features granite countertops and breakfast nook. The master bedroom is huge with two separate closets. The master bath has dual vanities and a walk in shower. In the second split bedroom you will also find a private half bath. At the rear of house is the 4th bedroom with a bonus room that opens up double doors to access walkway down to dock and boat lift. The full guest bath has an exterior door that leads to your covered Lanai and screened in pool deck. Laundry room has full sized washer and dryer that leads out to your two car garage with exceptionally high ceilings for storage. Brand new water heater June 2026. The neighborhood has a public park with swing sets right on the water for spectacular views of boats sailing by and that ocean breeze blowing through the palm trees. High Tide boat lift estimated 10k lbs. Circular paver driveway, pool deck and walkway.
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 2 full, 1 half
- Living area
- 2,612 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,006/yr
- Listed
- Jul 11, 2026
- MLS #
- C7528314
Price & status history
- Listed for $625,000
- Status changed to Active
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5149 LATHAM TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,598
$3,160 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,160
- Property taxes
- $917
- Homeowners insurance
- $521
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,598
Over the life of the loan
- Loan amount
- $500,000
- Down payment
- $125,000
- Total interest
- $637,722
- Principal + interest paid
- $1,137,722
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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5149 Latham Ter, Port Charlotte, FL 33981
Listing courtesy of REAL BROKER, LLC · MLS# C7528314 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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