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Lasbury Tracy Realty Inc
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$309,499

Active

5172 Montego Ln, Port Charlotte, FL 33981

4 beds · 2 baths · 1,824 sq ft

Listing courtesy of LENNAR REALTY INC · MLS# A4711479

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under Construction. Discover the allure of Lennar's standalone homes throughout Gulf Cove, FL, where you can enjoy the advantages of a Lennar home with zero HOA fees. This new single-story home is a modern take on a classic design. Down the foyer is a spacious and open-plan family room which has direct access to the cozy dining room, well-equipped kitchen and attached patio, perfect for everyday living. In a private corner is the owner’s suite with a convenient adjoining bathroom, while on the opposite side of the home are three secondary bedrooms to offer restful retreats. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Feb/Mar 2027.

Facts

Property type
Single Family Residence
Year built
2026
Bathrooms
2 full
Living area
1,824 sqft
Lot size
0.22 acres
Private pool
No
Exposure
Southwest
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$722/yr
Listed
Oct 30, 2026
MLS #
A4711479

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 5172 MONTEGO LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,883

$1,565 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,565
Property taxes
$60
Homeowners insurance
$258
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,883

Over the life of the loan

Loan amount
$247,599
Down payment
$61,900
Total interest
$315,799
Principal + interest paid
$563,398
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5172 Montego Ln, Port Charlotte, FL 33981

Listing courtesy of LENNAR REALTY INC · MLS# A4711479 · Active

How would you like to see it?
Which day?
What time of day?

In person · Wed, Nov 4 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 3, 2026, 5:25 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]