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Lasbury Tracy Realty Inc
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$395,000

Active

5198 Island Date St, Sarasota, FL 34232

2 beds Β· 2 baths Β· 950 sq ft

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4712988

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Completely renovated and ready to enjoy! This beautifully updated 2-bedroom, 2-bath pool home in Sarasota offers a combination of modern finishes, outdoor living and flexibility that's hard to find. The fully renovated kitchen features white wood cabinetry, quartz countertops and stainless steel appliances, complemented by updated bathrooms and luxury vinyl plank flooring throughout. Major improvements include a new roof and hurricane-impact windows. Out back, enjoy the sparkling swimming pool and a brand-new screened lanai with upgraded ClearView screening, creating a great space to relax or entertain. The fully fenced backyard offers plenty of room to enjoy, while the extra-large one-car garage and additional side parking provide space for your boat, RV or other toys. No HOA fees and no deed restrictions give you the freedom to make this property your own. There's also plenty of opportunity to further expand or personalize the outdoor space. Convenient Sarasota location close to shopping, dining, parks and area beaches. If you've been looking for an updated pool home without the restrictions and monthly fees, this one deserves a look!

Facts

Property type
Single Family Residence
Year built
1982
Bathrooms
2 full
Living area
950 sqft
Lot size
0.21 acres
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$4,017/yr
Listed
Nov 11, 2026
MLS #
A4712988

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 5198 ISLAND DATE ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,661

$1,997 of that is principal & interest. 25% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,997
Property taxes
$335
Homeowners insurance
$329
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,661

Over the life of the loan

Loan amount
$316,000
Down payment
$79,000
Total interest
$403,041
Principal + interest paid
$719,041
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5198 Island Date St, Sarasota, FL 34232

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4712988 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Sat, Nov 14 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 13, 2026, 10:29 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]