$13,000
Active5220 Papaya Dr, Punta Gorda, FL 33982
0.23 acre lot
Listing courtesy of PALM PARADISE REALTY GROUP · MLS# A4703179
71 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Flood Zone X
- No HOA
- No deed restrictions
- Corner lot
- I-75 access
AI-selected highlights from the listing description below.
The Tee & Green Estates neighborhood has been partially developed with some older and some brand-new houses on the west side. This beautiful 80' x 125' lot is located in the undeveloped area of the neighborhood and sits only 1 block from paved streets and electricity. Once streets are laid in this area, it will be ready for building. This area is Flood Zone X, so you won't have to raise the elevation at build time and flood insurance won't be required. There is no HOA or deed restrictions to comply with, just county building codes for single-family homes. Located outside of the busy center of town, this property is still close to everything Punta Gorda has to offer, including amazing restaurants, boutique shopping, art galleries, parks for festivals, and a vibrant waterfront. Being close to an entrance to I-75 provides easy access to the entire Southwest Florida area. The owner is also selling another single lot on the same block. BUYER TO CONDUCT THEIR OWN DUE DILIGENCE AND VERIFY ALL INFORMATION, INCLUDING ZONING, BUILDABILITY, ROAD ACCESS, UTILITIES, FLOOD ZONE, DEVELOPMENT REQUIREMENTS, AND COUNTY REGULATIONS, WITH THE APPROPRIATE AUTHORITIES.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $62/yr
- Listed
- Aug 17, 2026
- MLS #
- A4703179
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5220 PAPAYA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$271
$66 of that is principal & interest. 76% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $66
- Property taxes
- $5
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $271
Over the life of the loan
- Loan amount
- $10,400
- Down payment
- $2,600
- Total interest
- $13,265
- Principal + interest paid
- $23,665
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5220 Papaya Dr, Punta Gorda, FL 33982
Listing courtesy of PALM PARADISE REALTY GROUP · MLS# A4703179 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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