$419,000
Active524 Sarabay Rd, Osprey, FL 34229
3 beds · 2 baths · 1,760 sq ft
Listing courtesy of SUN N SAND REAL ESTATE LLC · MLS# A4676179
306 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- private waterfront park
- boat dockage
- kayak launch
- rescreened lanai
- water treatment system
- RV parking allowed
- large pool-ready lot
AI-selected highlights from the listing description below.
Location, Location. In the Heart of Osprey, centrally located in the highly sought-after well-established Bay Acres Community. Lowest priced home west of the Taril. These 3 bedrooms 2 bath ranch home is West of 41 within 10-minute commutes to downtown Sarasota and downtown Venice, Florida. Across the street from Walmart with bus transportation to Sarasota and Venice. You can walk to Walmart, the post office and two Tiki bars. You can launch your kayak from the private waterfront park on a protected bay with dockage for boats up to 22 feet. There is a waiting list for the dockage. Bay Acres is a non-deed-restricted neighborhood. You can park your RV or commercial vehicles on your property. Major updates include new roof, 3 years old, exterior paint 3 years, New HVAC this year, a Water treatment system recently installed and a rescreened lanai. Some interior updates have been done, but most need personal touches. This house has a new neighbor owned fence at the back of the lot and no fence at either side. The lot is large enough for a pool.
Facts
- Property type
- Single Family Residence
- Year built
- 1956
- Bathrooms
- 2 full
- Living area
- 1,760 sqft
- Lot size
- 0.23 acres
- Water access
- Canal - Saltwater, Gulf/Ocean to Bay, Limited Access
- Private pool
- No
- Exposure
- East
- Furnished
- Partially
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,926/yr
- Listed
- Dec 26, 2025
- MLS #
- A4676179
Price & status history
- Listed for $424,000
- Price reduced to $419,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 524 SARABAY RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,628
$2,119 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,119
- Property taxes
- $161
- Homeowners insurance
- $349
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,628
Over the life of the loan
- Loan amount
- $335,200
- Down payment
- $83,800
- Total interest
- $427,529
- Principal + interest paid
- $762,729
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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524 Sarabay Rd, Osprey, FL 34229
Listing courtesy of SUN N SAND REAL ESTATE LLC · MLS# A4676179 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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