$29,700
Active5263 Ellsworth Ter, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of REALTY ONE GROUP MVP · MLS# C7510246
525 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- public water access
- Gulf beaches proximity
- non-scrub jay zone
- paved street
- new construction homes nearby
- boat ramps access
AI-selected highlights from the listing description below.
Build Your Dream Home in Sunny Port Charlotte – Residential Lot in Gulf Cove Unlock the potential of Florida living with this spacious 10,000 sq ft lot in the desirable Gulf Cove community of Port Charlotte. Nestled on a quiet, paved street with optional HOA fees, this property offers the freedom and flexibility to build your ideal home or invest in a growing area. Enjoy public water access, proximity to Gulf beaches, and convenient access to State Road 776, placing you just minutes from shopping, dining, golf courses, and boat ramps. This non-scrub jay zone (as of listing date—buyer to verify) means fewer building restrictions and more ease when developing. Whether you're planning a seasonal retreat, permanent residence, or investment property, this lot provides the ideal canvas for your vision. With new construction homes nearby, this area continues to grow in value. Lot Size: Approx. 80 x 125 ft Zoning: RSF3.5 – Single-Family Residential
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 8AE
- Annual taxes
- $507/yr
- Monthly fees
- $6/mo
- Listed
- May 20, 2025
- MLS #
- C7510246
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5263 ELLSWORTH TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$398
$150 of that is principal & interest. 62% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $150
- Property taxes
- $42
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $398
Over the life of the loan
- Loan amount
- $23,760
- Down payment
- $5,940
- Total interest
- $30,305
- Principal + interest paid
- $54,065
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5263 Ellsworth Ter, Port Charlotte, FL 33981
Listing courtesy of REALTY ONE GROUP MVP · MLS# C7510246 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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