$430,000
Coming SoonPrice drops, under contract and the sold price, by email.5283 Descanso Ct #101B18, Sarasota, FL 34238
3 beds · 2 baths · 1,621 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4713091
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Move right into this updated first-floor residence in Botanica, a gated community in the heart of Palmer Ranch. Recently renovated, the home offers timeless finishes, peaceful lake and garden views, and a low-maintenance lifestyle - an exceptional value in one of Sarasota?s most sought-after locations. A light and neutral color palette enhances the newly installed luxury vinyl flooring, while fresh interior paint and upgraded light fixtures add contemporary style throughout. The kitchen is equipped with new stainless-steel appliances, solid wood cabinetry, stone countertops, recessed lighting and a large walk-in pantry, designed for both everyday living and entertaining. The spacious primary suite overlooks the lake and features plantation shutters, two walk-in closets and a well-appointed bath with dual vanities, a soaking tub and separate shower. Two additional bedrooms, a second full bath and an interior laundry room provide added convenience and flexibility. The attached one-car garage includes an off-street driveway for guest parking, and the roof was replaced in 2023, contributing to long-term peace of mind. Botanica offers residents a secure, gated environment with lush landscaping, two resort-style pools, a clubhouse and a fitness center - all just minutes from world-class beaches, dining, shopping and top-rated medical facilities. This turnkey home is a rare find in Palmer Ranch. Schedule your private showing today.
Facts
- Property type
- Condominium
- Year built
- 2005
- Bathrooms
- 2 full
- Living area
- 1,621 sqft
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,447/yr
- Monthly fees
- $804/mo
- Listed
- Nov 13, 2026
- MLS #
- A4713091
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5283 DESCANSO CT #101B18. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,707
$2,174 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,174
- Property taxes
- $371
- Homeowners insurance
- $358
- Flood insurance
- $0
- HOA / condo fees
- $804
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,707
Over the life of the loan
- Loan amount
- $344,000
- Down payment
- $86,000
- Total interest
- $438,753
- Principal + interest paid
- $782,753
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



