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$349,900

Active Under Contract

530 Lindley Ter, Port Charlotte, FL 33952

3 beds Β· 2 baths Β· 1,556 sq ft

Listing courtesy of COMPASS FLORIDA Β· MLS# C7530779

26 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under contract-accepting backup offers. Prime Waterfront Location! Great Investment Opportunity! Updated 3 bedroom, 2 bath, 1-car garage waterfront pool home with powerboat access to Charlotte Harbor leading to the Gulf! Great location with one bridge to open water, 75 feet of waterfrontage, extended wood dock with water and electric plus 8,000 lb. boat lift. New impact windows and slider, electric pool heater and shingle roof in 2023. Step inside to an open floor plan offering large windows providing plenty of natural light, neutral dΓ©cor and tile flooring throughout. Kitchen features granite counters, light cabinetry, side buffet and overlooks Florida room with pool and water views. Both baths have been updated with new vanities, lighting, fixtures, tile and walk-in showers plus primary bath is handicap accessible. Light and bright Florida room is a great space to entertain and enjoy the water views year-round, rain or shine. Step outside to the large screened heated pool with true southern exposure to enjoy an abundance of Florida sunshine plus there is an outside patio area great for grilling. Incredible location in a quiet residential neighborhood close to restaurants, shopping, schools, beautiful parks and just a short ride to Charlotte Harbor and downtown historic Punta Gorda with arts, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

Facts

Property type
Single Family Residence
Year built
1959
Bathrooms
2 full
Living area
1,556 sqft
Lot size
0.22 acres
Waterfront
Yes Β· 75 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,994/yr
Listed
Sep 11, 2026
MLS #
C7530779

Price & status history

  1. Listed for $339,000
  2. Price increased to $339,900
  3. Status changed to Active Under Contract
  4. Price increased to $349,900
  5. Status changed to Active
  6. Status changed to Active Under Contract

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 530 LINDLEY TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,477

$1,769 of that is principal & interest. 29% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,769
Property taxes
$416
Homeowners insurance
$292
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,477

Over the life of the loan

Loan amount
$279,920
Down payment
$69,980
Total interest
$357,023
Principal + interest paid
$636,943
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

530 Lindley Ter, Port Charlotte, FL 33952

Listing courtesy of COMPASS FLORIDA Β· MLS# C7530779 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]