$460,000
Active5365 Craig Ter, Port Charlotte, FL 33981
3 beds · 2 baths · 1,574 sq ft
Listing courtesy of RE/MAX PALM REALTY OF VENICE · MLS# N6143724
209 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- hurricane-impact windows
- luxury vinyl plank flooring
- soaring tray ceilings
- fully furnished
- corner lot
- no HOA fees
- community boat ramp
AI-selected highlights from the listing description below.
Welcome to this beautifully crafted custom home, built in 2024 and ideally situated on a desirable corner lot in the highly sought-after Gulf Cove community. Offering 2,284 total square feet, this exceptional residence combines quality craftsmanship with modern coastal elegance. Enjoy peace of mind with hurricane-impact windows, luxury vinyl plank flooring throughout, soaring tray ceilings, and excellent elevation. Best of all, this turnkey home is being offered fully furnished! Public water and public sewer, with NO HOA and NO CDD fees. The thoughtfully designed open-concept floor plan is filled with natural light and seamlessly connects the living, dining, and kitchen areas, creating the perfect space for both everyday living and entertaining. Positioned on a spacious corner lot, the property offers added privacy and plenty of room to design your dream outdoor retreat, whether you envision a custom pool, expanded lanai, or outdoor kitchen. Ideally located between Port Charlotte and Englewood, you'll enjoy easy access to multiple Gulf beaches, just approximately 15 minutes away, along with nearby golf courses, shopping, restaurants, parks, and endless outdoor recreation. Boating enthusiasts will appreciate the convenient community boat ramp providing quick access to the waterways for fishing and enjoying Florida's waterfront lifestyle. Just minutes away, discover everything Wellen Park has to offer, including its vibrant downtown district featuring waterfront dining, entertainment, community events, boutique shopping, and the nearby Costco. This rapidly growing area continues to be one of Southwest Florida's most desirable destinations. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this like-new, fully furnished home offers exceptional value in a prime location. Schedule your private showing today and experience everything this outstanding Gulf Cove home has to offer!
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,574 sqft
- Lot size
- 0.27 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,105/yr
- Listed
- Apr 2, 2026
- MLS #
- N6143724
Price & status history
- Listed for $495,000
- Price reduced to $460,000from $485,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5365 CRAIG TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,135
$2,326 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,326
- Property taxes
- $425
- Homeowners insurance
- $383
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,135
Over the life of the loan
- Loan amount
- $368,000
- Down payment
- $92,000
- Total interest
- $469,364
- Principal + interest paid
- $837,364
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5365 Craig Ter, Port Charlotte, FL 33981
Listing courtesy of RE/MAX PALM REALTY OF VENICE · MLS# N6143724 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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