$458,000
Active538 W Cashew, Punta Gorda, FL 33955
3 beds · 2 baths · 1,846 sq ft
Listing courtesy of JOHN R WOOD PROPERTIES · MLS# C7527623
124 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- solar-heated pool
- covered lanai
- walk-in closet
- dual vanities
- one-story living
- tile flooring
AI-selected highlights from the listing description below.
This charming 3-bedroom, 2-bath ranch-style retreat at 538 W Cashew sits on a quiet, friendly street in one of Punta Gorda's most welcoming neighborhoods — where neighbors wave from their driveways and the pace of life feels just right. Step inside and you'll immediately feel the warmth of this thoughtfully updated home. The open floor plan flows effortlessly from the bright eat-in kitchen— to a spacious living area designed for relaxed mornings and comfortable evenings. Beautiful tile runs through the common areas, making upkeep a breeze. Retreat to your private master suite, complete with generous walk-in closet and an en-suite bath with dual vanities and a walk-in shower. Two additional guest bedrooms mean there's always room for family and friends to visit. Outside, your own slice of paradise awaits — a large covered lanai wrapping around a sparkling solar-heated pool, perfect for year-round swimming and those golden Southwest Florida sunsets. Whether you're taking a dip, sipping morning coffee poolside, or hosting a small gathering, this outdoor space was made for savoring the good life. Minutes from the vibrant Downtown Punta Gorda, you'll love being close to waterfront dining, boutique shopping, the farmer's market, and scenic Laishley Park. Golf courses, medical facilities, and parks are all just a short drive away — everything you need, right at your fingertips. One-story living. No stairs. Low maintenance. Great neighborhood
Facts
- Property type
- Single Family Residence
- Year built
- 1992
- Bathrooms
- 2 full
- Living area
- 1,846 sqft
- Lot size
- 0.22 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Partially
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,897/yr
- Monthly fees
- $25/mo
- Listed
- Jun 25, 2026
- MLS #
- C7527623
Price & status history
- Listed for $459,000
- Price reduced to $458,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 538 W CASHEW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,131
$2,316 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,316
- Property taxes
- $408
- Homeowners insurance
- $382
- Flood insurance
- $0
- HOA / condo fees
- $25
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,131
Over the life of the loan
- Loan amount
- $366,400
- Down payment
- $91,600
- Total interest
- $467,323
- Principal + interest paid
- $833,723
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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538 W Cashew, Punta Gorda, FL 33955
Listing courtesy of JOHN R WOOD PROPERTIES · MLS# C7527623 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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