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$290,000
Active540 Kellstadt St NW, Port Charlotte, FL 33952
2 beds · 2 baths · 1,684 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532916
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
A POOL HOME FOR UNDER $300K? YES! Your Florida dream just got more affordable! Welcome to this inviting Port Charlotte home featuring nearly 1,700 sq. ft. of living space, 2 bedrooms, 2 bathrooms, and a 2-car garage. The desirable split-bedroom floor plan offers added privacy, with walk-in closets in both bedrooms. The interior features a living and dining room combination, plus a separate family room and dinette area that opens to the kitchen, complete with newer stainless steel appliances. Enjoy Florida living in the heated pool, with convenient pool access through the guest bathroom. Major updates include a 2024 A/C, 2020 roof, 2020 electrical panel, and pool cage rescreening in 2023. Hurricane protection includes impact windows and accordion shutters on the remaining windows. No carpet throughout! The low-maintenance, shell-landscaped yard features minimal grass, leaving more time to enjoy the outdoors. The home may also be sold completely furnished! Conveniently located near shopping, restaurants, and everyday amenities, with an easy drive to Gulf beaches, historic downtown Punta Gorda, waterfront dining, boating, and entertainment.
Facts
- Property type
- Single Family Residence
- Year built
- 1985
- Bathrooms
- 2 full
- Living area
- 1,684 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,203/yr
- Listed
- Nov 3, 2026
- MLS #
- C7532916
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 540 KELLSTADT ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,975
$1,466 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,466
- Property taxes
- $267
- Homeowners insurance
- $242
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,975
Over the life of the loan
- Loan amount
- $232,000
- Down payment
- $58,000
- Total interest
- $295,903
- Principal + interest paid
- $527,903
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
540 Kellstadt St NW, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532916 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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