$776,000
Pending5438 Cold Spring Ln, North Port, FL 34291
3 beds · 4 baths · 2,512 sq ft
Listing courtesy of OPENDOOR BROKERAGE LLC · MLS# O6437154
18 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
5438 Cold Spring Ln, North Port FL 34291 is a residence with a functional layout and comfortable living spaces throughout. The kitchen features quartz countertops, an accent backsplash, and stainless steel appliances, creating a well-equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space. The primary bathroom includes double sinks for everyday convenience. A patio extends the living space outdoors, creating ample room for relaxation and entertaining. An attached garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room. Included 100-Day Home Warranty with buyer activation
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Bathrooms
- 4 full
- Living area
- 2,512 sqft
- Lot size
- 3.9 acres
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,629/yr
- Listed
- Aug 27, 2026
- MLS #
- O6437154
Price & status history
- Listed for $776,000
- Status changed to Pending
- Status changed to Active
- Status changed to Pending
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5438 COLD SPRING LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,373
$3,924 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,924
- Property taxes
- $802
- Homeowners insurance
- $647
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,373
Over the life of the loan
- Loan amount
- $620,800
- Down payment
- $155,200
- Total interest
- $791,796
- Principal + interest paid
- $1,412,596
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5438 Cold Spring Ln, North Port, FL 34291
Listing courtesy of OPENDOOR BROKERAGE LLC · MLS# O6437154 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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