$219,000
Active5440 Riverbluff Cir #87, Sarasota, FL 34231
1 bed · 1 bath · 864 sq ft
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4695042
155 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- heated pool
- fishing dock
- community marina
- direct Intracoastal access
- in-unit washer dryer
- Phillippi Creek view
- shuffleboard courts
AI-selected highlights from the listing description below.
NEW ROOF JUST INSTALLED! Fully renovated and move-in ready, this charming 1-bedroom, 1-bathroom villa offers easy Florida living in the 55+ waterfront community of Strathmore Riverside Villas. A new kitchen, new flooring throughout, and plumbing updates completed in 2025 complement the newly installed roof—an appealing opportunity for a seasonal getaway or year-round Sarasota home. The bright, open-concept layout creates a welcoming space to relax and entertain. An in-unit washer and dryer, covered carport, and attached storage room add everyday convenience. Enjoy a large heated community pool and a deck on the canal—a lovely spot to relax by the water and enjoy the Florida sunshine. Community amenities also include a fishing dock, marina with boating access to the Intracoastal Waterway and Gulf of Mexico, clubhouse, fitness room, shuffleboard courts, billiards, library, and two saunas. Boat slips are available through the association, subject to availability. The HOA fee includes cable TV, water, sewer, exterior building and grounds maintenance, building insurance, escrow reserves, and onsite management. Conveniently located near Publix, Detwiler’s Farm Market, Sarasota Memorial Hospital, and Phillippi Farmhouse Market, with world-famous Siesta Key Beach just a short drive away. Beautiful renovations, a brand-new roof, and a waterfront community filled with amenities make this villa a wonderful place to call home. Schedule your private showing today!
Facts
- Property type
- Villa
- Year built
- 1971
- Bathrooms
- 1 full
- Living area
- 864 sqft
- Waterfront
- Yes · 1 ft
- Water access
- Canal - Saltwater
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X, AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,033/yr
- Monthly fees
- $622/mo
- Listed
- May 26, 2026
- MLS #
- A4695042
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5440 RIVERBLUFF CIR #87. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,099
$1,107 of that is principal & interest. 47% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,107
- Property taxes
- $169
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $622
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,099
Over the life of the loan
- Loan amount
- $175,200
- Down payment
- $43,800
- Total interest
- $223,458
- Principal + interest paid
- $398,658
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5440 Riverbluff Cir #87, Sarasota, FL 34231
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4695042 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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