$249,000
Active Under Contract5522 Swaying Palm, Punta Gorda, FL 33982
3 beds · 2 baths · 2,200 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526846
139 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- bonus room
- half acre lot
- fenced dog run
- shade trees
- set back from road
- no HOA
- no flood zone
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Recently remodeled 3/2 on half an acre of land. 2200 sqft of living space. Every bedroom is large in size. Bonus room can be used as on office, playroom, or made into a mother-in-law room. Tucked far back from the road for quiet and privacy. Fenced in dog run with large shade trees. 2 car carport. Plenty of space for boats, RVs, etc. This house shows well. NOT IN A FLOOD ZONE. NO HOA. Make sure to check this out before making a buying decision. Call with any questions and for a showing today.
Facts
- Property type
- Manufactured Home
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 2,200 sqft
- Lot size
- 0.55 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,745/yr
- Listed
- Jun 2, 2026
- MLS #
- C7526846
Price & status history
- Listed for $259,000
- Price reduced to $249,000
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5522 SWAYING PALM. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,612
$1,259 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,259
- Property taxes
- $145
- Homeowners insurance
- $208
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,612
Over the life of the loan
- Loan amount
- $199,200
- Down payment
- $49,800
- Total interest
- $254,069
- Principal + interest paid
- $453,269
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5522 Swaying Palm, Punta Gorda, FL 33982
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526846 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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