$395,000
Active5533 Gulfport Ter, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 1,700 sq ft
Listing courtesy of REAL BROKER, LLC Β· MLS# A4712353
1 day on market6 views this week
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to Gulf Cove! This beautifully maintained 2021-built home offers 3 bedrooms, 2 bathrooms, and a 2-car garage, with approximately 1,700 square feet of comfortable living space. Situated on an approximately 10,000-square-foot lot along a quiet street, this home offers privacy, room to spread out, and plenty of possibilities for enjoying the Florida lifestyle. One of the home's standout features is the impressive 6' x 42' covered front porch, offering 252 square feet of outdoor living space and the perfect place to enjoy your morning coffee or unwind in the evening. Inside, the open-concept floor plan welcomes you into the living room, which flows seamlessly into the dining area and kitchen. The kitchen features crisp white cabinetry with crown molding, a cabinet pantry, granite countertops, stainless steel appliances, and a center island ideal for entertaining, meal preparation, or casual dining with bar-stool seating. A window above the kitchen sink provides a pleasant view of the backyard. French doors lead to the 10' x 24' covered rear patio, creating another great space for outdoor enjoyment. The spacious primary bedroom features a walk-in closet, while the primary bathroom offers dual sinks and a beautifully tiled walk-in shower. Bedroom two also features a walk-in closet, providing additional storage and convenience. Additional features include neutral tile flooring throughout with no carpet, an interior laundry room with a laundry sink and a washer and dryer, whole-house rain gutters, hurricane panels, and a convenient side garage access door with an automatic garage door opener. The home features CBS block construction and a shingle roof. Underground electric service, paid for by the owner, provides electrical service to the home without overhead power lines. The spacious backyard offers plenty of room to add a swimming pool and create your own private outdoor retreat. Bring your boat or RV! Enjoy the flexibility of no HOA and no CDD fees, along with the convenience of city water and a septic system. Located in the desirable Gulf Cove area, you'll enjoy a quiet setting while staying close to shopping, dining, parks, golf courses, boat ramps, and some of Southwest Florida's beautiful Gulf Coast beaches. The Charlotte County Fairgrounds and Tampa Bay Rays spring training facilities are also just a short drive away. Well cared for, move-in ready, and offering room to enjoy the Florida lifestyle, this home is a wonderful opportunity to make Gulf Cove your next home!
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Bathrooms
- 2 full
- Living area
- 1,700 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE,X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,885/yr
- Listed
- Nov 9, 2026
- MLS #
- A4712353
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 5533 GULFPORT TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,734
$1,997 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,997
- Property taxes
- $407
- Homeowners insurance
- $329
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,734
Over the life of the loan
- Loan amount
- $316,000
- Down payment
- $79,000
- Total interest
- $403,041
- Principal + interest paid
- $719,041
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5533 Gulfport Ter, Port Charlotte, FL 33981
Listing courtesy of REAL BROKER, LLC Β· MLS# A4712353 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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