$365,000
Active554 Lindley Ter, Port Charlotte, FL 33952
3 beds · 2 baths · 1,740 sq ft
Listing courtesy of CHARLOTTE COUNTY PROPERTIES · MLS# C7499931
719 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf access
- Canal views
- Concrete seawall
- Fully furnished
- Two concrete pads
- New roof
- Inside laundry room
AI-selected highlights from the listing description below.
**Gulf Access Home!** Discover your slice of paradise in this Port Charlotte single-family home, situated just 10 minutes from the Harbor with only one bridge to navigate—ideal for the boating enthusiast! Nestled in a Quiet neighborhood with sidewalks, public water & sewer, and no HOA fees or deed restrictions. This 3 Bedroom 2 Bath home is Fully Furnished, turnkey and ready for you to move in! Step inside and find an open floor plan filled with natural light and Enjoy picturesque canal views from the living and dining areas, and a large Family/Florida room perfect for relaxing or entertaining. The kitchen has plenty of wood cabinets, a cooktop, and a built-in oven. The primary bedroom has an ensuite bath, while the two additional bedrooms and bathroom comfortably accommodates family and guests. Step outside to the backyard with two concrete pads (24x15 and 20x10) ideal for grilling and gatherings, plus room to add a pool or hot tub. Experience the joys of waterfront living with your concrete seawall, allowing you to boat, fish, and kayak while enjoying serene views of the 100-foot wide canal. Additional highlights include an inside laundry room and a new roof (2023). Located in the heart of Port Charlotte with easy access to Tamiami Trail (US 41), you’re just moments away from the Port Charlotte Beach Complex, medical facilities, shopping, dining, the new Sunseekers Resort, and the historic charm of downtown Punta Gorda. Embrace a lifestyle filled with boating, world-class fishing, kayaking, beautiful Gulf beaches, golfing, farmers' markets, festivals and vibrant sunsets. Don’t miss out on this opportunity—schedule your appointment to view this home today!
Facts
- Property type
- Single Family Residence
- Year built
- 1959
- Bathrooms
- 2 full
- Living area
- 1,740 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes · 75 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,769/yr
- Listed
- Nov 8, 2024
- MLS #
- C7499931
Price & status history
- Listed for $389,000
- Price reduced to $365,000from $380,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 554 LINDLEY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,464
$1,846 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,846
- Property taxes
- $314
- Homeowners insurance
- $304
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,464
Over the life of the loan
- Loan amount
- $292,000
- Down payment
- $73,000
- Total interest
- $372,430
- Principal + interest paid
- $664,430
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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554 Lindley Ter, Port Charlotte, FL 33952
Listing courtesy of CHARLOTTE COUNTY PROPERTIES · MLS# C7499931 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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