$19,900
Active5541 Gulfport Ter, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of RIVA REALTY GROUP LLC · MLS# O6426900
93 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- private community boat ramp
- Myakka River access
- Charlotte Harbor access
- Gulf of Mexico access
- residential lot
- public water available
AI-selected highlights from the listing description below.
Discover the perfect opportunity to build your dream home on this spacious residential lot in the highly desirable Gulf Cove community of Port Charlotte. Located on a quiet street surrounded by newer homes, this property offers a peaceful setting while remaining close to everything Southwest Florida has to offer. Public water is available, with a septic system required, and electricity is nearby for added convenience. Residents of Gulf Cove have the option to join the voluntary homeowners association, which provides access to a private community boat ramp and park on the scenic Myakka River, offering direct access to Charlotte Harbor and the Gulf of Mexico. Conveniently located just minutes from shopping, dining, golf courses, schools, parks, marinas, world-class fishing, boating, and the beautiful Gulf beaches, with easy access to SR-776, US-41, and I-75. Whether you're building your forever home, a seasonal retreat, or investing for the future, this property is an outstanding opportunity in one of Port Charlotte's fastest-growing communities.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 8AE,X
- Annual taxes
- $425/yr
- Listed
- Jul 20, 2026
- MLS #
- O6426900
Price & status history
- Listed for $18,000
- Price increased to $19,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5541 GULFPORT TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$336
$101 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $35
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $336
Over the life of the loan
- Loan amount
- $15,920
- Down payment
- $3,980
- Total interest
- $20,305
- Principal + interest paid
- $36,225
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5541 Gulfport Ter, Port Charlotte, FL 33981
Listing courtesy of RIVA REALTY GROUP LLC · MLS# O6426900 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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