$25,000
Active5542 Gulfport Ter, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of AGGRESSIVE REALTY · MLS# D6147814
134 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- City water available
- No CDD fees
- Vacant lots surrounding
- Private boat ramp
- Myakka River proximity
- Deed restrictions
AI-selected highlights from the listing description below.
Two lots together; same seller; 2nd lot available separately (5534 Gulfport Terr MLS #D6147797). Vacant lots on both sides and to the rear. CITY WATER AVAILABLE. No CDD fees! This lot is located within current scrub jay map area. Owner has 15 residential lots all together in Gulf Cove that can be sold in bulk. Located in a quiet neighborhood with deed restrictions and city water Gulf Cove is known for its proximity to the Myakka River, providing residents with quick access to boating, fishing, and kayaking; in freshwater or beyond to Charlotte Harbor and the Gulf! Community perks with an affordable membership are optional at $65/year in the Gulf Cove Property Owners Association which includes a playground, private boat ramp and park—ideal for enjoying Florida's waterfront lifestyle. Located just minutes from beautiful Gulf beaches, world-class golf courses, Spring Training Baseball stadiums, shopping and schools. Gulf Cove also offers easy access to major highways, Punta Gorda or Ft Myers International Airport making it easy to enjoy the Southwest Florida lifestyle!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- West
- Flood zone
- X500
- CDD
- No
- Annual taxes
- $501/yr
- Listed
- Jun 12, 2026
- MLS #
- D6147814
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5542 GULFPORT TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$368
$126 of that is principal & interest. 66% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $42
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $368
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5542 Gulfport Ter, Port Charlotte, FL 33981
Listing courtesy of AGGRESSIVE REALTY · MLS# D6147814 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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