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$4,349,000

Pending

555 Quay Commons #402, Sarasota, FL 34236

3 beds · 3.5 baths · 3,984 sq ft

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · MLS# A4634993

25 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Sarasota Bay views
  • Sunset views
  • Private terraces
  • Spa-style bath
  • 24-hour concierge
  • Dedicated valet
  • Yacht harbor views

AI-selected highlights from the listing description below.

Virtually Staged. Remarkable natural light and sunset views over Sarasota Bay take center stage in Residence #402. This 20-story Ritz-Carlton Residences tower enjoys a prime waterfront location in the heart of Sarasota’s walkable downtown cultural district. In this Residence B floor plan, the main living and dining areas as well as one of two private terraces face southwest. The great room has been designed with a large dining alcove that is oriented to enjoy water views and an open-plan kitchen with a breakfast bar is ideal for casual meals. The primary bedroom, which opens to the terrace overlooking the bay, features two large walk-in closets and a spa-style bath with a double vanity, double shower and a deep soaking bathtub. Two guest suites, each with a walk-in closet and en-suite bath, open to a shared terrace angled to capture sunrise views. A den is thoughtfully situated for quiet time at home. In the Ritz-Carlton global tradition of peerless service, this private residence will enjoy a dedicated on-site team that takes pride in anticipating every need and fulfilling every wish. 24-hour dedicated staff and concierge, food and beverage services are available from a private, on-site service kitchen, dedicated 24-hour valet, housekeeping services and an impressive array of private amenities overlooking the sparkling yacht harbor. In addition to the exceptional private amenities and services available exclusively to our tower residents, membership in The Harbor Club provides access to nearly 20,000 square feet of amenities dedicated to socializing, health and wellness.

Facts

Property type
Condominium
Year built
2024
Bathrooms
3 full, 1 half
Living area
3,984 sqft
Lot size
1.7 acres
Waterfront
Yes · 600 ft
Water access
Bay/Harbor, Marina
Water view
Yes
Private pool
No
Exposure
East
Flood zone
A13
CDD
No
55+ community
No
Monthly fees
$4,430/mo
Listed
Jan 10, 2025
MLS #
A4634993

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 555 QUAY COMMONS #402. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$34,394

$21,991 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$21,991
Property taxes
$4,349
Homeowners insurance
$3,624
Flood insurance
$0
HOA / condo fees
$4,430
Mortgage insurance (PMI)
$0
Total per month
$34,394

Over the life of the loan

Loan amount
$3,479,200
Down payment
$869,800
Total interest
$4,437,528
Principal + interest paid
$7,916,728
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

555 Quay Commons #402, Sarasota, FL 34236

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · MLS# A4634993 · Pending

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]