$4,029,000
Pending555 Quay Commons #405, Sarasota, FL 34236
3 beds · 3.5 baths · 4,001 sq ft
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4684092
76 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Ritz-Carlton Residences
- Private elevator foyer
- 12-foot ceilings
- Three private terraces
- Water views
- Hot and cold plunges
- Golf simulator
AI-selected highlights from the listing description below.
Virtually Staged. Pre-Construction. To be built. At least one photo has been virtually staged. Welcome to branded luxury living at the preconstruction 20-story Ritz-Carlton Residences, Sarasota Bay ideally in Sarasota’s vibrant cultural district at The Quay. Residence #405 offers over 4,600 square feet with three bedrooms, 3.5 baths, and a den. Positioned on the fourth level, this exceptional home is intimately connected to the harbor and marina, capturing dynamic north, west and east water views from three private terraces beneath dramatic 12-foot ceilings. Enjoy Gulf sunsets to the west and picturesque bay and marina views to the north. A secured private elevator opens to your private foyer. The chef’s kitchen showcases European cabinetry, quartz countertops and premium Wolf and Sub-Zero appliances. Residents enjoy resort-style amenities, including a state-of-the-art fitness center, waterfront wellness facilities with hot and cold plunges, sauna and steam rooms, private treatment rooms, and a sports lounge with golf simulator. What sets this residence apart is the enduring strength of the Ritz-Carlton brand, a long-term commitment to excellence in service, operations, and meticulous maintenance that protects your investment and preserves its prestige.
Facts
- Property type
- Condominium
- Year built
- 2024
- Bathrooms
- 3 full, 1 half
- Living area
- 4,001 sqft
- Lot size
- 0.98 acres
- Waterfront
- Yes · 600 ft
- Water access
- Bay/Harbor, Marina
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- A13
- CDD
- No
- 55+ community
- No
- Monthly fees
- $4,075/mo
- Listed
- Feb 26, 2026
- MLS #
- A4684092
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 555 QUAY COMMONS #405. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$31,834
$20,373 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $20,373
- Property taxes
- $4,029
- Homeowners insurance
- $3,358
- Flood insurance
- $0
- HOA / condo fees
- $4,075
- Mortgage insurance (PMI)
- $0
- Total per month
- $31,834
Over the life of the loan
- Loan amount
- $3,223,200
- Down payment
- $805,800
- Total interest
- $4,111,014
- Principal + interest paid
- $7,334,214
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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555 Quay Commons #405, Sarasota, FL 34236
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4684092 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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