$19,900
Active5573 Choctaw Ter, Port Charlotte, FL 33981
0.28 acre lot
Listing courtesy of EXP REALTY LLC · MLS# D6143355
447 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Oversized lot
- Low traffic street
- X flood zone
- County utilities
- Public water/septic
- Near Boca Grande beaches
- Spring Training baseball
AI-selected highlights from the listing description below.
DISCOVER GULF COVE! Located between Englewood and Port Charlotte, this quiet but friendly community has an optional HOA and includes riverfront homes, established homes and new construction. This property is OVERSIZED, over 1/4 acre, and located on a low traffic street so plenty of room for house and garage to house your boat and toys. You can buy now at today's prices and hold the lot until you are ready to build - no requirement to build immediately. The majority of the lot is in X flood zone with the edges zoned AE to minimize insurance costs when you build. Additional bonus is county utilities, public water/septic. The location is a short drive to local beaches at Boca Grande or Englewood and the area offers boating, fishing, golf, shopping, dining and Spring Training baseball for the Rays and the Braves. You will have easy access to I-75 for Sarasota, Fort Myers and Tampa.
Facts
- Property type
- Land
- Lot size
- 0.28 acres
- Exposure
- Southeast
- Flood zone
- X, AE
- Annual taxes
- $401/yr
- Monthly fees
- $6/mo
- Listed
- Aug 6, 2025
- MLS #
- D6143355
Price & status history
- Listed for $35,000
- Status changed to Active
- Price reduced to $19,900from $23,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5573 CHOCTAW TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$340
$101 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $33
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $340
Over the life of the loan
- Loan amount
- $15,920
- Down payment
- $3,980
- Total interest
- $20,305
- Principal + interest paid
- $36,225
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5573 Choctaw Ter, Port Charlotte, FL 33981
Listing courtesy of EXP REALTY LLC · MLS# D6143355 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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