$20,000
Active558 Reading St NW, Port Charlotte, FL 33952
0.23 acre lot
Listing courtesy of THE FIRM RE · MLS# S5152278
125 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Residential building lot
- 80 feet frontage
- Public utilities nearby
- Charlotte Harbor access
- Gulf beach proximity
- US-41 and I-75 access
AI-selected highlights from the listing description below.
Discover the perfect opportunity to build your custom Florida home on this well-located residential lot in the established community of Port Charlotte. Situated on 558 Reading St NW, this parcel offers approximately 80 feet of frontage and a 125-foot depth, providing a generous and efficient layout for a single-family residence. From above, the property is surrounded by a mature and fully developed neighborhood featuring well-kept homes, paved roads, and established infrastructure—creating a seamless setting for your future build. Public utilities including water, sewer, and electricity are already available nearby, making development straightforward and cost-efficient. This prime location offers unmatched convenience with quick access to US-41 and I-75, allowing easy travel throughout Southwest Florida. Just minutes away, residents can enjoy everyday essentials including shopping centers, restaurants, medical facilities, and schools. For lifestyle and recreation, the property is ideally positioned near Charlotte Harbor, public boat ramps, and world-class fishing destinations. The vibrant waterfront community of Fishermen’s Village and historic downtown Punta Gorda are just a short drive away, offering dining, entertainment, and marina views. Beautiful Gulf beaches including Englewood, Venice, and Boca Grande are all within easy reach. Whether you are planning to build your dream home now or secure a strategic long-term investment in a growing market, this property delivers location, accessibility, and future potential in one of Southwest Florida’s most desirable residential corridors.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 10AE
- Annual taxes
- $773/yr
- Listed
- Jun 25, 2026
- MLS #
- S5152278
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 558 READING ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$366
$101 of that is principal & interest. 72% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $64
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $366
Over the life of the loan
- Loan amount
- $16,000
- Down payment
- $4,000
- Total interest
- $20,407
- Principal + interest paid
- $36,407
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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558 Reading St NW, Port Charlotte, FL 33952
Listing courtesy of THE FIRM RE · MLS# S5152278 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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