$289,000
Active Under Contract561 Lindley Ter, Port Charlotte, FL 33952
2 beds Β· 1.5 baths Β· 1,040 sq ft
Listing courtesy of REDFIN CORPORATION Β· MLS# TB8542373
14 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Under contract-accepting backup offers. Get that Mid-Century Vibe and Gulf Access! Centrally located in Port Charlotte just minutes from shopping, dining, and medical care, this updated two-bedroom, one-and-a-half-bath canal home is a boaterβs dream, sitting just five minutes from Charlotte Harbor with direct access to the Gulf. The property offers exceptional water views in both directions down the canal, best enjoyed from the large backyard or the spacious screened lanai. Accentuated by vibrant curb appeal, the exterior features protective Bahama hurricane shutters, reinforced front porch beams, and an impressive concrete dock built directly along the seawall. Inside, the home features a light-filled open floor plan showcasing sleek mid-century modern finishes. Having undergone a comprehensive interior transformation, the layout highlights new custom poured flooring, recessed lighting, and a fully open kitchen with a relocated pantry. The dynamic bath layout includes an expanded half-bath and dedicated laundry room space, complete with stylish new vanities and sinks. In addition to its cosmetic appeal, the residence has been systematically modernized with high-value mechanical and structural updates. Infrastructure enhancements include updated plumbing lines running from the street directly into the home, a modernized electrical system featuring a complete panel replacement and external safety shut-off, a full roof replacement completed in July 2020, and a brand-new mechanical HVAC unit and updated exterior doors installed in 2024. At this price point and with Gulf access, you need to schedule your showing today before it's gone!
Facts
- Property type
- Single Family Residence
- Year built
- 1959
- Bathrooms
- 1 full, 1 half
- Living area
- 1,040 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes Β· 75 ft
- Water access
- Canal - Saltwater, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,338/yr
- Listed
- Aug 28, 2026
- MLS #
- TB8542373
Price & status history
- Listed for $289,000
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 561 LINDLEY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,897
$1,461 of that is principal & interest. 23% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,461
- Property taxes
- $195
- Homeowners insurance
- $241
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,897
Over the life of the loan
- Loan amount
- $231,200
- Down payment
- $57,800
- Total interest
- $294,883
- Principal + interest paid
- $526,083
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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561 Lindley Ter, Port Charlotte, FL 33952
Listing courtesy of REDFIN CORPORATION Β· MLS# TB8542373 Β· Active Under Contract
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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