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$289,000

Active Under Contract

561 Lindley Ter, Port Charlotte, FL 33952

2 beds Β· 1.5 baths Β· 1,040 sq ft

Listing courtesy of REDFIN CORPORATION Β· MLS# TB8542373

14 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under contract-accepting backup offers. Get that Mid-Century Vibe and Gulf Access! Centrally located in Port Charlotte just minutes from shopping, dining, and medical care, this updated two-bedroom, one-and-a-half-bath canal home is a boater’s dream, sitting just five minutes from Charlotte Harbor with direct access to the Gulf. The property offers exceptional water views in both directions down the canal, best enjoyed from the large backyard or the spacious screened lanai. Accentuated by vibrant curb appeal, the exterior features protective Bahama hurricane shutters, reinforced front porch beams, and an impressive concrete dock built directly along the seawall. Inside, the home features a light-filled open floor plan showcasing sleek mid-century modern finishes. Having undergone a comprehensive interior transformation, the layout highlights new custom poured flooring, recessed lighting, and a fully open kitchen with a relocated pantry. The dynamic bath layout includes an expanded half-bath and dedicated laundry room space, complete with stylish new vanities and sinks. In addition to its cosmetic appeal, the residence has been systematically modernized with high-value mechanical and structural updates. Infrastructure enhancements include updated plumbing lines running from the street directly into the home, a modernized electrical system featuring a complete panel replacement and external safety shut-off, a full roof replacement completed in July 2020, and a brand-new mechanical HVAC unit and updated exterior doors installed in 2024. At this price point and with Gulf access, you need to schedule your showing today before it's gone!

Facts

Property type
Single Family Residence
Year built
1959
Bathrooms
1 full, 1 half
Living area
1,040 sqft
Lot size
0.22 acres
Waterfront
Yes Β· 75 ft
Water access
Canal - Saltwater, Gulf/Ocean to Bay
Water view
Yes
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$2,338/yr
Listed
Aug 28, 2026
MLS #
TB8542373

Price & status history

  1. Listed for $289,000
  2. Status changed to Active Under Contract

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 561 LINDLEY TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,897

$1,461 of that is principal & interest. 23% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,461
Property taxes
$195
Homeowners insurance
$241
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,897

Over the life of the loan

Loan amount
$231,200
Down payment
$57,800
Total interest
$294,883
Principal + interest paid
$526,083
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

561 Lindley Ter, Port Charlotte, FL 33952

Listing courtesy of REDFIN CORPORATION Β· MLS# TB8542373 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]