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$499,000

Pending

5628 Cynthia Ln, Sarasota, FL 34235

3 beds · 2 baths · 2,145 sq ft

Listing courtesy of SEA BREEZE REAL ESTATE LLC · MLS# A4707520

8 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

This 3-bedroom, 2-bath pool home has 2,145 sq. ft. of living space and major updates already done: a new roof (August 2025), a new A/C system (March 2026), and new attic insulation (April 2024). The split-bedroom layout gives you both formal and casual living space. Up front, the living room and dining area have vaulted ceilings and arched windows, and the living room's sliding glass doors open straight onto the pool deck. The kitchen is open to the family room and has white cabinets, light stone countertops, a tile backsplash, stainless steel appliances, a breakfast bar and room for a table. The family room has vaulted ceilings, skylights, a ceiling fan and a floor-to-ceiling brick wood-burning fireplace. The spacious primary suite sits on its own side of the house and has a walk-in closet. Its bath has an updated double-sink vanity and a walk-in glass shower. The two guest bedrooms are on the opposite side and each has its own walk-in closet. One of them has sliders to the pool, so it works well as a home office or guest room. The guest bath sits between them. Most of the outdoor living happens under the screen enclosure, which runs the full width of the back of the house. It covers a large covered porch and a pool, with plenty of room to entertain in shade or sun. The large backyard is lined with mature hedges. The home also has an inside laundry room, a 2-car garage with plenty of storage, and neat landscaping on a quiet street in an HOA community. It's just minutes from UTC's shopping and dining, with easy access to I-75 and the rest of Sarasota. With the roof, A/C and insulation done, you can move in and enjoy it.

Facts

Property type
Single Family Residence
Year built
1994
Bathrooms
2 full
Living area
2,145 sqft
Lot size
0.2 acres
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,528/yr
Monthly fees
$45/mo
Listed
Sep 26, 2026
MLS #
A4707520

Price & status history

  1. Listed for $499,000
  2. Status changed to Active Under Contract
  3. Status changed to Pending

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 5628 CYNTHIA LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,195

$2,523 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,523
Property taxes
$211
Homeowners insurance
$416
Flood insurance
$0
HOA / condo fees
$45
Mortgage insurance (PMI)
$0
Total per month
$3,195

Over the life of the loan

Loan amount
$399,200
Down payment
$99,800
Total interest
$509,158
Principal + interest paid
$908,358
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5628 Cynthia Ln, Sarasota, FL 34235

Listing courtesy of SEA BREEZE REAL ESTATE LLC · MLS# A4707520 · Pending

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]