$638,888
Active569 Rio Vista Ave, Punta Gorda, FL 33982
3 beds · 2 baths · 2,038 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7527932
119 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- wraparound covered porch
- underground power
- 24x24 garage with breezeway
- outdoor shower
- covered boat/RV parking
- 60-foot screened lanai
- dedicated office/den
- private dock access
AI-selected highlights from the listing description below.
THIS ADDRESS QUALIFIES FOR USDA FINANCING, AND YOU CAN BUY IT WITH NO MONEY DOWN! TAKE THAT MONEY SAVED AND BUY DOWN YOUR RATE! NEED SPACE FOR YOUR FAMILY AND TOYS? Step into timeless Southern charm with this lovingly maintained, one-owner custom concrete block Key West style home on just over a half acre—truly a rare find that offers character, comfort, and space to enjoy Florida living at its finest. From the moment you arrive, you’ll appreciate a welcoming wraparound covered porch, an oversized concrete circular driveway, underground power to the home, oversized 24x24 garage attached by a breezeway with outdoor shower, and separate 18x35 covered parking—perfect for your boat or RV. RECENT UPGRADES include newer HVAC system (2022) and newer METAL ROOFS, Rheem Marathon water heater with lifetime warranty against tank leaks, and garage overhead and side entry doors, front double entry door with impact glass, all exterior doors are fiberglass and have stainless steel hardware (2023), ensuring peace of mind for years to come. Inside, you’ll find a bright and inviting layout designed for both everyday living and entertaining. The open-concept kitchen, dining, and family room create a warm gathering space, complete with a large breakfast bar, abundant custom cabinetry, Corian counters, pantry storage, and newer stainless steel appliances (2020). With separate living room, and 3 spacious bedrooms—each featuring ceiling fans and walk-in closets—PLUS a dedicated office/den/or possible 4th bedroom with closet, there’s room for everyone to live, work, and relax comfortably. The home continues to impress with overhead Manabloc plumbing, plank tile and newer LVP flooring throughout, and a well-equipped indoor laundry room offering extra storage, a utility sink, built-in ironing board, and newer washer and dryer (2021). Outside, updated landscaping adds vibrant tropical color, enhancing the home’s curb appeal. Unwind on the impressive 60-foot screened lanai that graces the rear of the home with newer panoramic screening, perfect for year-round enjoyment. Featuring ceiling fans, a sink for outdoor cooking cleanup, and an outlet wired and ready for your future hot tub, this space invites you to relax while taking in peaceful views of the community park and lake next door—along with breathtaking western sunset skies. Located in the sought-after boating community of Peace River Shores in Punta Gorda, this property is a dream for boating enthusiasts, with a voluntary social club membership with a low annual fee, giving members access to a private dock, boat ramp and park area with covered picnic pavilion, and a clubhouse for social activities—creating a welcoming environment where neighbors truly connect. Enjoy SW Florida sunsets over Jim Long Lake at the end of the day while visiting with your neighbors. From Jim Long Lake, you’ll have easy boating access to the Peace River, Charlotte Harbor, and the Gulf. Conveniently situated near Arcadia, Port Charlotte, and downtown Punta Gorda, you’re a short driving distance to shopping, farmers markets, restaurants with delectable cuisine, a calendar full of year-round fun activities and events, Fishermen's Village, golf, tennis and pickleball courts, Spring Training baseball stadiums, Punta Gorda Airport, and an I-75 exit for travel. Don’t miss your chance to own this one-of-a-kind home—schedule your private showing today and start living the Florida lifestyle you’ve been dreaming of! Let's make a deal!
Facts
- Property type
- Single Family Residence
- Year built
- 2001
- Bathrooms
- 2 full
- Living area
- 2,038 sqft
- Lot size
- 0.5 acres
- Water access
- Bay/Harbor, Brackish Water, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lake, River
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,358/yr
- Listed
- Jul 1, 2026
- MLS #
- C7527932
Price & status history
- Listed for $663,280
- Price reduced to $650,000from $657,500
- Price reduced to $645,000
- Price reduced to $638,888
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 569 RIO VISTA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,959
$3,231 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,231
- Property taxes
- $197
- Homeowners insurance
- $532
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,959
Over the life of the loan
- Loan amount
- $511,110
- Down payment
- $127,778
- Total interest
- $651,893
- Principal + interest paid
- $1,163,003
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
569 Rio Vista Ave, Punta Gorda, FL 33982
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7527932 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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