$379,000
Active581 Lindley Ter, Port Charlotte, FL 33952
4 beds Β· 2 baths Β· 1,563 sq ft
Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7527884
118 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- waterfront home
- quick boating access
- paver patio
- concrete seawall
- inside laundry room
- mud room
- two-car carport
AI-selected highlights from the listing description below.
Beautifully renovated and move-in ready, this 4-bedroom, 2-bath waterfront home offers modern updates, spacious living areas, convenient boating access, and the relaxed Florida lifestyle. Featuring a roof replaced in 2022, the home has been thoughtfully updated throughout while maintaining a functional layout. The spacious living room provides a comfortable setting for living and entertaining, while the additional family room offers a dedicated gathering area. Large windows and sliding glass doors allow natural light to fill in, while providing beautiful views toward the waterfront and backyard. The open layout creates a flow between the main living spaces and outdoor areas. The updated kitchen features quartz countertops, stainless-steel appliances, contemporary cabinetry, and a sleek backsplash. A cutout between the kitchen and living area creates an open, connected feel while providing the perfect space for barstools. All four bedrooms provide comfortable and versatile spaces that can accommodate family, guests, or a home office. The two renovated bathrooms continue the home's modern feel and feature spacious walk-in showers. Additional features include a convenient laundry room and a mud room and a deep two-car carport that offers covered parking. Step outside and enjoy the waterfront setting! Sliding glass doors open onto a spacious paver patio with the backyard open toward the canal and features fencing along the sides, providing privacy. The covered two-car carport adds even more outdoor living potential, offering a comfortable covered area to sit, relax, and entertain while staying protected from the Florida sun and weather. For the boating enthusiast, the waterfront location offers an exciting opportunity to enjoy Southwest Florida from the water. The concrete seawall features a new cap, providing a durable waterfront edge for fishing, relaxing by the canal, or planning for a future dock. The property offers approximately 1.28 miles to open water with just one bridge along the route, with an estimated 10-foot clearance, providing convenient access for boaters looking to explore the surrounding waterways. From there, enjoy access to more than 120 square miles of navigable waterways in Charlotte Harbor, along with the Peace and Myakka Rivers, creating endless opportunities for boating, fishing, sightseeing, and exploring the waterways of Southwest Florida. Whether you're heading out for a day on the water, enjoying a peaceful afternoon fishing, or simply relaxing beside the canal, the waterfront setting provides an ideal backdrop for enjoying the Florida lifestyle. Additional peace of mind comes from the 2022 roof replacement, while the extensive interior renovations and updated finishes allow the next owner to move in and immediately enjoy the home's refreshed appearance and modern style. With spacious living areas, four bedrooms, two renovated bathrooms, a functional kitchen, generous covered parking and outdoor space, and convenient access to the waterways, this property offers a wonderful opportunity to enjoy waterfront living in Southwest Florida. Whether you're looking for a full-time residence, a seasonal getaway, or a home where you can spend your days enjoying everything the surrounding waterways have to offer, this beautifully updated waterfront property combines comfort, functionality, modern updates, outdoor living, and boating access to create a home that's ready to welcome you home.
Facts
- Property type
- Single Family Residence
- Year built
- 1959
- Bathrooms
- 2 full
- Living area
- 1,563 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes Β· 75 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,717/yr
- Listed
- Jul 2, 2026
- MLS #
- C7527884
Price & status history
- Listed for $389,000
- Price reduced to $379,000
Virtual tour
- Matterport 3-D tourmy.matterport.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 581 LINDLEY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,625
$1,916 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,916
- Property taxes
- $393
- Homeowners insurance
- $316
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,625
Over the life of the loan
- Loan amount
- $303,200
- Down payment
- $75,800
- Total interest
- $386,715
- Principal + interest paid
- $689,915
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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581 Lindley Ter, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7527884 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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