$219,900
Active582 Reading St NW, Port Charlotte, FL 33952
3 beds · 2 baths · 1,641 sq ft
Listing courtesy of BARNES & PHILLIPS REAL ESTATE · MLS# C7508587
560 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- new roof
- new A.C
- new water heater
- re-piped plumbing
- large lanai
- fruit trees
- city water and sewer
AI-selected highlights from the listing description below.
Back on the Market with new Lower Price. This 3 Bedroom 2 Bath home is centrally located in Port Charlotte, close to shopping and great restaurants. Tons of recent improvements to this home include a NEW ROOF in March of 2023, New A.C. & Water Heater in 2019, Totally Re-piped plumbing in 2024, New Range & Dishwasher in 2023 and newer gutters. This home is on city water and sewer, so no septic issues here! The family room right off the kitchen is a great place to relax, or if you enjoy the outdoors, the large lanai allows you to soak up the great Florida weather. Lots of fruit trees in the yard and the quiet neighborhood adds to your tranquility! Don't Delay, Call Today!
Facts
- Property type
- Single Family Residence
- Year built
- 1988
- Bathrooms
- 2 full
- Living area
- 1,641 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,678/yr
- Listed
- Apr 14, 2025
- MLS #
- C7508587
Price & status history
- Listed for $259,000
- Price reduced to $219,900from $229,000
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 582 READING ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,702
$1,112 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,112
- Property taxes
- $390
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,702
Over the life of the loan
- Loan amount
- $175,920
- Down payment
- $43,980
- Total interest
- $224,376
- Principal + interest paid
- $400,296
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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582 Reading St NW, Port Charlotte, FL 33952
Listing courtesy of BARNES & PHILLIPS REAL ESTATE · MLS# C7508587 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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