$455,000
Active5855 Midnight Pass Rd #314, Sarasota, FL 34242
1 bed · 1 bath · 751 sq ft
Listing courtesy of FLORIDA & NEW YORK REAL ESTATE · MLS# A4660419
458 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Attention Boaters, Kayakers and Tennis players! Located in the heart of Siesta Key overlooking the Sarasota Little Bay, the Harbor Towers Yach and Racquet Club is a resort-style community offering a long list of amenities including two heated pools, club house with adjacent outdoor grilling patio, state-of-the-art Fitness Center with treadmills, elliptical trainers, free weights, and sauna; Har-Tru Tennis Courts, that are maintained daily, Marina with 40 boat slips available on a first-come, first-served basis, Kayak dry dock with direct launch to intercoastal waters, and Bicycle storage. The complex backs to an intercoastal canal where you can enjoy sitting on benches or relaxing in the shade of Gazebo enjoying water views. Residents also enjoy complimentary access to the Siesta Key Open Air Trolley, making it easy to explore the island, with easy access to the world-famous Siesta Key beach with its quartz sand and stunning sunsets, as well as the Siesta Key Village, offering an array of boutique shopping and dining options. The building just underwent full renovation, including new stucco, new impact glass windows and sliding doors. This 1 bedroom, 1 bath unit located on 3rd floor with elevators is being offered turnkey furnished. It was updated a few years ago and the owner recently put up new vinyl flooring and new closet doors. The spacious living area and the glass and screen enclosed balcony offer partial views of the intracoastal waterway, and the apartment features a plenty of closet space (2 hallway closets and 2 closets in the bedroom), plus the lockable storage space outside of the unit on the same floor. You may enjoy this property for personal use and/or take advantage of the 2-week rental policy to generate income. If you decide to rent, you can take do it on your own or utilize HT onsite rental office. Rental history of this unit is available. Come to experience living in paradise! New roof is just being installed, and the owner replaced the Electrical Panel in 08/2026.
Facts
- Property type
- Condominium
- Year built
- 1976
- Bathrooms
- 1 full
- Living area
- 751 sqft
- Waterfront
- Yes
- Water access
- Canal - Saltwater, Intracoastal Waterway, Marina
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Turnkey
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,740/yr
- Monthly fees
- $572/mo
- Listed
- Aug 6, 2025
- MLS #
- A4660419
Price & status history
- Listed for $495,000
- Price reduced to $455,000from $475,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5855 MIDNIGHT PASS RD #314. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,564
$2,301 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,301
- Property taxes
- $312
- Homeowners insurance
- $379
- Flood insurance
- $0
- HOA / condo fees
- $572
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,564
Over the life of the loan
- Loan amount
- $364,000
- Down payment
- $91,000
- Total interest
- $464,262
- Principal + interest paid
- $828,262
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5855 Midnight Pass Rd #314, Sarasota, FL 34242
Listing courtesy of FLORIDA & NEW YORK REAL ESTATE · MLS# A4660419 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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