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$475,000

Active

5855 Midnight Pass Rd #333, Sarasota, FL 34242

1 bed · 1 bath · 751 sq ft

Listing courtesy of JUDITH GUZZI & ASSOCIATES LLC · MLS# A4685733

223 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Intracoastal waterway view
  • Hurricane-rated windows
  • Quartz kitchen
  • Heated pool
  • Marina with boat slips
  • Turnkey furnished
  • Tennis courts
  • Fitness center

AI-selected highlights from the listing description below.

$24,900 PRICE IMPROVEMENT!!! MOTIVATED SELLER!!! OWNER WANTS OFFERS!! Siesta Key Waterfront Living with Two-Week Rental Potential Enjoy the best of Siesta Key—peaceful Intracoastal waterfront living just a short walk from the world-renowned Siesta Key Beach. Located in the gated Harbor Towers Yacht & Racquet Club, this beautifully updated, turnkey-furnished third-floor one-bedroom, one-bath condo offers a rare combination of resort-style amenities, stunning water views, and flexible rental potential. From the impressive waterfall entry and spacious foyer to the beautifully renovated interior, this residence is designed for effortless coastal living. The open-concept living and dining area is filled with natural light and overlooks the heated pool and Intracoastal Waterway. Hurricane-rated windows, luxury vinyl plank flooring, a quartz kitchen, and an elegantly updated bathroom with gold accents create a luxury yet comfortable coastal retreat. The home is offered fully furnished and ready to enjoy as a full-time residence, seasonal getaway, or income-producing vacation property. A private washer and dryer are included, with additional laundry facilities on each floor and convenient storage directly across the hall. One of the property's standout features is its two-week minimum rental policy, providing flexibility for owners who want to enjoy the condo themselves while also having the opportunity to generate rental income. The on-site rental office can assist with property management, or owners may choose to manage rentals independently. Harbor Towers offers an exceptional waterfront lifestyle with an extensive list of amenities, including: Large marina with boat slips available through the Association, subject to availability, Gulf access, Heated swimming pool and shallow wading pool, Three tennis courts, Fitness center with showers and saunas, Clubhouse with social areas and full kitchen, Outdoor BBQ and kitchen area under a covered awning, Kayak storage. Whether you're looking for a Siesta Key vacation retreat, a low-maintenance coastal residence, or a property with vacation-rental potential, this condo offers an appealing combination of location, waterfront views, resort amenities, and turnkey convenience. And with the recent $24,900 price improvement, this is an opportunity worth seeing in person.

Facts

Property type
Condominium
Year built
1976
Bathrooms
1 full
Living area
751 sqft
Lot size
8.71 acres
Waterfront
Yes · 800 ft
Water access
Bay/Harbor, Intracoastal Waterway
Water view
Yes
Private pool
Yes
Exposure
Southeast
Furnished
Furnished
Flood zone
AE*
CDD
No
55+ community
No
Annual taxes
$4,433/yr
Monthly fees
$565/mo
Listed
Mar 20, 2026
MLS #
A4685733

Price & status history

  1. Listed for $499,900
  2. Price reduced to $475,000

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 5855 MIDNIGHT PASS RD #333. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,732

$2,402 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,402
Property taxes
$369
Homeowners insurance
$396
Flood insurance
$0
HOA / condo fees
$565
Mortgage insurance (PMI)
$0
Total per month
$3,732

Over the life of the loan

Loan amount
$380,000
Down payment
$95,000
Total interest
$484,669
Principal + interest paid
$864,669
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5855 Midnight Pass Rd #333, Sarasota, FL 34242

Listing courtesy of JUDITH GUZZI & ASSOCIATES LLC · MLS# A4685733 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 12:05 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]