$745,000
Active5855 Midnight Pass Rd #420, Sarasota, FL 34242
2 beds · 2 baths · 1,152 sq ft
Listing courtesy of FINE PROPERTIES · MLS# A4671788
350 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf of America views
- Siesta Key beach proximity
- Heated resort style pools
- Har-Tru tennis courts
- Rental income opportunity
- Sauna and fitness center
AI-selected highlights from the listing description below.
Location, location & views! Enjoy and experience luxury living at the Harbor Towers located just steps away from the world-famous Siesta Key beach. Highly desirable 4th floor unit, 2BR/2BTH with spectacular Gulf of America views from every room. Fully updated unit with new windows, new pipes, quartz countertops, new kitchen cabinets doors, new bathrooms and luxury vinyl flooring throughout. This turnkey furnished condo features an open floor plan, two suites split plan bedrooms and provides one parking space & additional storage room. New electrical panel and new water heater. Delight yourself at the HT amenities including heated resort style pools, 3 Har-Tru tennis courts, fitness center, sauna, clubhouse and a superb Marina & seating along the intercoastal waterway. HT has newly renovated building facade, common area including the lobby, spa area and hallways. A fantastic investment opportunity to own a rental income while enjoying the unit whenever you wish. Two-week minimum rentals are allowed 26 times/ year. Buyer can use the on-site property management company for rentals, or others.
Facts
- Property type
- Condominium
- Year built
- 1976
- Bathrooms
- 2 full
- Living area
- 1,152 sqft
- Lot size
- 8.71 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,975/yr
- Monthly fees
- $734/mo
- Listed
- Nov 11, 2025
- MLS #
- A4671788
Price & status history
- Listed for $765,000
- Price reduced to $745,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5855 MIDNIGHT PASS RD #420. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,537
$3,767 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,767
- Property taxes
- $415
- Homeowners insurance
- $621
- Flood insurance
- $0
- HOA / condo fees
- $734
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,537
Over the life of the loan
- Loan amount
- $596,000
- Down payment
- $149,000
- Total interest
- $760,165
- Principal + interest paid
- $1,356,165
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5855 Midnight Pass Rd #420, Sarasota, FL 34242
Listing courtesy of FINE PROPERTIES · MLS# A4671788 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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