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$245,000

Active

601 Shreve St #45C, Punta Gorda, FL 33950

2 beds · 2 baths · 1,398 sq ft

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531058

34 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Enjoy WATERFRONT LIVING and beautiful canal views from this bright and airy THIRD-FLOOR turnkey 2-bedroom, 2-bathroom condo in the desirable waterfront community of BANYAN POINT in Punta Gorda. Featuring luxury vinyl flooring throughout the main living areas, an open floor plan, and a spacious screened lanai overlooking the water, this condo offers comfortable Florida living just minutes from Downtown Punta Gorda. INTERIOR FEATURES • Bright and airy floor plan • Luxury vinyl flooring in the main living areas • Open living and dining room • Beautiful canal and water views • Telescoping glass slider opening to the screened lanai KITCHEN The kitchen overlooks the main living space and offers a functional layout with plenty of room for everyday cooking and entertaining. • All appliances included • Ample countertop space • Plenty of cabinet storage • Breakfast bar PRIMARY SUITE Wake up to beautiful WATER VIEWS from the spacious primary bedroom overlooking the canal. A private glass slider provides direct access to the screened lanai, while a large window fills the room with natural light. • Canal views • Private slider to the lanai • Large window providing abundant natural light • Walk-in closet • Private en-suite bathroom • Large dual-sink vanity • Walk-in shower GUEST BEDROOM & BATH • Guest bedroom with built-in closet • Full guest bathroom conveniently located nearby SCREENED LANAI Relax and take in STUNNING WATER VIEWS from the spacious screened lanai. With plenty of room for outdoor seating and entertaining, this inviting space is perfect for enjoying morning coffee, evening sunsets, or the peaceful waterfront setting. • Beautiful canal views • Plenty of room for seating and entertaining • Storage closet • Roll-down hurricane shutters • Access from both the living room and primary bedroom BANYAN POINT Banyan Point offers a waterfront community lifestyle with amenities designed for relaxation and recreation. • Community pool • Recreational building • Community dock • Boat slips available for lease, subject to availability and community requirements LOCATION & AREA HIGHLIGHTS Enjoy a convenient Punta Gorda location close to the charm and activity of DOWNTOWN PUNTA GORDA. Explore local restaurants, waterfront dining, boutiques, galleries, farmers markets, and community events throughout the historic downtown area. Nearby Fishermen's Village offers waterfront shopping, dining, entertainment, and marina activities along Charlotte Harbor. Enjoy walking and biking along the Harborwalk, visit Laishley Park and Gilchrist Park, or take advantage of the area's abundant boating, fishing, kayaking, and waterfront recreation. With convenient access to US-41, Punta Gorda Airport, golf courses, parks, shopping, dining, and everything Charlotte Harbor has to offer, this waterfront condo provides an ideal setting for enjoying the Southwest Florida lifestyle.

Facts

Property type
Condominium
Year built
1981
Bathrooms
2 full
Living area
1,398 sqft
Waterfront
Yes · 31 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
Water view
Yes
Private pool
No
Exposure
North
Furnished
Turnkey
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,212/yr
Monthly fees
$857/mo
Listed
Sep 20, 2026
MLS #
C7531058

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 601 SHREVE ST #45C. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,651

$1,239 of that is principal & interest. 53% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,239
Property taxes
$351
Homeowners insurance
$204
Flood insurance
$0
HOA / condo fees
$857
Mortgage insurance (PMI)
$0
Total per month
$2,651

Over the life of the loan

Loan amount
$196,000
Down payment
$49,000
Total interest
$249,987
Principal + interest paid
$445,987
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

601 Shreve St #45C, Punta Gorda, FL 33950

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531058 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]