$620,000
Active6020 Midnight Pass Rd #49, Sarasota, FL 34242
2 beds · 1.5 baths · 834 sq ft
Listing courtesy of DOUGLAS ELLIMAN · MLS# A4698693
118 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- beachfront villa
- private deeded beach access
- heated Olympic-size pool
- metal roof
- impact-rated windows
- short-term rental permitted
- professional mold remediation
AI-selected highlights from the listing description below.
SIESTA KEY VILLA | DEEDED BEACH ACCESS | VACATION HOME | RENTAL INCOME POTENTIAL Discover the ultimate Siesta Key beach lifestyle in this beautifully updated 2-bedroom, 1.5-bath villa in Aloha Kai, an established beachfront community with private deeded beach access. Ideally located near the world-famous Siesta Key Beach, this coastal retreat offers an appealing opportunity for a vacation home, seasonal residence, full-time living, or investment property. The updated kitchen features newer cabinetry, countertops, and appliances, while the thoughtfully furnished interior makes enjoying island life easy. Major improvements include a 2020 metal roof, impact-rated windows and front door, upgraded 200-amp electrical service, and a 2023 water heater. Following Hurricane Milton, the first floor underwent professional remediation and a fully permitted renovation. Independent mold testing returned negative results, and supporting documentation is available for review. Aloha Kai offers desirable resort-style amenities, including a heated Olympic-size swimming pool, clubhouse, shuffleboard courts, tropical landscaping, and on-site management. Short-term rentals are permitted subject to association rules, providing flexibility for personal use and potential rental income. Enjoy convenient access to Siesta Key Village, acclaimed restaurants, shopping, boating, and downtown Sarasota. Whether you are searching for a Siesta Key vacation home, a beach-access property, or a Florida investment opportunity, this villa delivers the relaxed coastal lifestyle that makes Siesta Key so desirable. Buyer to independently verify rental policies and restrictions, association information, permits, remediation documentation, and all property details deemed important.
Facts
- Property type
- Condominium
- Year built
- 1964
- Bathrooms
- 1 full, 1 half
- Living area
- 834 sqft
- Lot size
- 6.22 acres
- Waterfront
- Yes · 420 ft
- Water access
- Beach, Gulf/Ocean
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,492/yr
- Monthly fees
- $512/mo
- Listed
- Jul 1, 2026
- MLS #
- A4698693
Price & status history
- Listed for $625,000
- Price reduced to $620,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 6020 MIDNIGHT PASS RD #49. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,455
$3,135 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,135
- Property taxes
- $291
- Homeowners insurance
- $517
- Flood insurance
- $0
- HOA / condo fees
- $512
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,455
Over the life of the loan
- Loan amount
- $496,000
- Down payment
- $124,000
- Total interest
- $632,621
- Principal + interest paid
- $1,128,621
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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6020 Midnight Pass Rd #49, Sarasota, FL 34242
Listing courtesy of DOUGLAS ELLIMAN · MLS# A4698693 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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