$1,000,000
Active609 Monaco Dr, Punta Gorda, FL 33950
3 beds · 2.5 baths · 2,319 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4678478
286 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- lake and fairway views
- saltwater pool with waterfalls
- therapy jets
- screened pool cage
- summer kitchen
- dual master walk-in closets
- nine-foot tile shower
AI-selected highlights from the listing description below.
STUNNING NEW GOLF-LAKE CUSTOM BUILT ESTATE HOME! Million Dollar LAKE & FAIRWAY VIEWS. OVER $350,000 IN BUILDER/OWNER UPGRADES IN THIS 3 BEDROOM, DEN, 3 BATH, POOL, 2.5 car garage with epoxy flooring treatment, extensive additional overhead storage, extra wide 18 foot garage door and private side door entrance, HOME MUST BE SEEN. The home has unmatched height for this subdivision, the main floor level is (11.38 feet above sea level). Pool is salt water with up fall waterfalls, 2 high power therapy jets and color options for the night light in the pool.Big OPEN FLOOR PLAN, all "wood plank" ceramic tile floors thru the whole house for ease of maintenance.. All 12' coffer-ed and crown molding accented throughout the whole home. "CHEFS" kitchen WITH WHITE "SHAKER" WOOD CABINETS, LEVEL 5 GRANITE TOPS, HIGH END STAINLESS STEEL APPLIANCES, Large walk in “butler’s pantry” with granite tops and extensive cabinets., TILE BACK-SPLASH & 12' CENTER-ISLAND WORK STATION AND FAMILY GATHERING SPOT WITH 4 STOOL SEATING CAPACITY. All windows & sliders are "IMPACT" STORM RESISTANT for total buyer comfort. Kevlar screen controlled by remote control, for the Lanai. Lots of glass windows and high sliders makes the home LIGHT-BRIGHT & SUNNY all year round. MASTER BEDROOM, has "His & hers" walk-in closets both with custom organizers, dual granite top vanities and an incredible huge TILE GLASS WALK-THRU SHOWER, Master shower is 9 feet in length and has a large sitting bench.. BEAUTIFUL PAVER LANAI AND POOL DECK WITH "PICTURE GLASS" WINDOW SCREEN CAGE, for unobstructed views of the fairway and lake and a great SUMMER KITCHEN for all the family poolside entertaining. Additionally, there is a custom "SAND BOX" for the children and another PAVER GOLF VIEWING LANAI OR JUST GREAT SUNSET COCKTAILS. The home was built by Quality Homes of Port Charlotte (30 + years building homes in this area). It is a very well constructed home. Home come with a ONE YEAR COMPLETE HOME WARRANTY, for total buyer comfort.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full, 1 half
- Living area
- 2,319 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 5 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,287/yr
- Monthly fees
- $4/mo
- Listed
- Jan 11, 2026
- MLS #
- A4678478
Price & status history
- Listed for $1,050,000
- Price reduced to $1,000,000from $1,030,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 609 MONACO DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,668
$5,057 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,057
- Property taxes
- $774
- Homeowners insurance
- $833
- Flood insurance
- $0
- HOA / condo fees
- $4
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,668
Over the life of the loan
- Loan amount
- $800,000
- Down payment
- $200,000
- Total interest
- $1,020,356
- Principal + interest paid
- $1,820,356
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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609 Monaco Dr, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4678478 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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