$1,495,000
Active6144 Midnight Pass Rd #4N, Sarasota, FL 34242
2 beds Β· 2 baths Β· 1,204 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4703277
32 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to effortless beachfront living at Island House on world-famous Siesta Key, where breathtaking Gulf views, an exceptional beachfront setting, and relaxed coastal elegance come together in one very special residence. Perfectly positioned on the second floor of one of Island Houseβs highly desirable direct-beachfront buildings, Unit 4 North offers truly unobstructed views of the gorgeous sandy beach and sparkling Gulf of Mexico. With no neighboring building interrupting the panorama, the scenery takes center stage from the main living areas, filling the residence with natural light and creating the unmistakable feeling of being right on the water. Step outside and the beach is just moments away. The elevated second-floor location offers an appealing combination of privacy, convenience, and added peace of mind, while a convenient access ramp makes transporting luggage, groceries, and beach gear especially easy. The residence has experienced no prior water intrusion or storm damage. Inside, the condo is beautifully maintained and move-in ready, with tile flooring throughout for easy coastal living. The updated kitchen features solid-surface and granite countertops and opens comfortably to the living and dining areas, allowing the Gulf views to remain part of the experience whether you are entertaining or simply relaxing at home. Both bathrooms have been tastefully renovated with attractive tiled showers and updated finishes. Whether envisioned as a private Siesta Key retreat, a seasonal residence, or an income-producing investment, Unit 4 North offers outstanding versatility. Island Houseβs desirable three-night minimum rental policy provides excellent flexibility for owners who want to enjoy the property themselves while also taking advantage of strong vacation-rental potential. Island House offers an impressive collection of resort-style amenities designed for carefree island living, including professional on-site management, beautifully refreshed tropical landscaping, a heated community pool, beach chairs and chaise lounges, shaded beach cabanas, outdoor dining areas, shuffleboard, cornhole, and a welcoming clubhouse complete with billiards, foosball, board games, and gathering spaces. And when you are ready to explore beyond the beach, Siesta Key makes it effortless. Hop aboard the free Siesta Key trolley or use one of the islandβs convenient local ride services to visit Siesta Key Village for restaurants, shopping, entertainment, and nightlife. Turtle Beach, boating, fishing charters, downtown Sarasota, museums, theaters, and Sarasotaβs renowned arts and cultural attractions are all within easy reach. This is more than a beach condoβit is an opportunity to own a front-row seat to the Siesta Key lifestyle, where mornings begin with Gulf views, days unfold on one of Floridaβs most celebrated beaches, and spectacular sunsets become part of everyday life.
Facts
- Property type
- Condominium
- Year built
- 1967
- Bathrooms
- 2 full
- Living area
- 1,204 sqft
- Lot size
- 7.23 acres
- Waterfront
- Yes
- Water access
- Beach
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,480/yr
- Monthly fees
- $1,400/mo
- Listed
- Aug 17, 2026
- MLS #
- A4703277
Price & status history
- Listed for $1,595,000
- Price reduced to $1,495,000
Virtual tours
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 6144 MIDNIGHT PASS RD #4N. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$11,162
$7,560 of that is principal & interest. 32% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,560
- Property taxes
- $957
- Homeowners insurance
- $1,246
- Flood insurance
- $0
- HOA / condo fees
- $1,400
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,162
Over the life of the loan
- Loan amount
- $1,196,000
- Down payment
- $299,000
- Total interest
- $1,525,432
- Principal + interest paid
- $2,721,432
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
6144 Midnight Pass Rd #4N, Sarasota, FL 34242
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4703277 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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