$825,000
Active6263 Midnight Pass Rd #403, Sarasota, FL 34242
2 beds · 2 baths · 1,475 sq ft
Listing courtesy of WATERSIDE REALTY LLC · MLS# A4698972
108 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- second-story loft
- raised ceilings
- Gulf views
- private beach access
- heated swimming pools
- 2023 HVAC system
- custom wood cabinetry
AI-selected highlights from the listing description below.
Discover this one-of-a-kind unit in Excelsior, featuring two spacious bedrooms and two bathrooms, complemented by an added staircase leading to a spacious second-story LOFT. A structural beam has been expertly installed to support the loft, and ceilings have been RAISED, enhanced with foam insulation throughout the attic for improved energy efficiency. The kitchen boasts custom solid wood cabinetry, elegant crown molding, and solid core doors. BRAND NEW carpet installed throughout bedrooms, loft and staircase. Enjoy year-round comfort with a Newer HVAC system (2023). Looking out from your front door, take in the breathtaking Gulf views, perfect for watching gorgeous sunsets. The Gulf to Bay community offers private deeded beach access and a wealth of amenities, including two large heated swimming pools with poolside restrooms and hot water showers, shuffleboard, two heated whirlpools, two lighted tennis courts, and two pickleball courts. For fitness enthusiasts, a well-equipped fitness center awaits, along with a spacious Gulf side sun deck, beach loungers and chairs, and outdoor barbecues and picnic areas. Just approved 1 WEEK MINUMUM RENTALS MAY - OCT 31 each year for those seeking to generate some income. 2 week min for other months. Additionally, enjoy the intercoastal fishing pier with a shaded viewing area, a welcoming community room, and engaging monthly community events. Don’t miss your opportunity to own this exceptional property with unparalleled amenities!
Facts
- Property type
- Condominium
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,475 sqft
- Lot size
- 0.71 acres
- Water access
- Beach - Access Deeded
- Private pool
- No
- Exposure
- West
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,104/yr
- Monthly fees
- $1,163/mo
- Listed
- Jul 13, 2026
- MLS #
- A4698972
Price & status history
- Listed for $849,000
- Price reduced to $825,000
Virtual tours
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 6263 MIDNIGHT PASS RD #403. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,614
$4,172 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,172
- Property taxes
- $592
- Homeowners insurance
- $688
- Flood insurance
- $0
- HOA / condo fees
- $1,163
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,614
Over the life of the loan
- Loan amount
- $660,000
- Down payment
- $165,000
- Total interest
- $841,794
- Principal + interest paid
- $1,501,794
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
6263 Midnight Pass Rd #403, Sarasota, FL 34242
Listing courtesy of WATERSIDE REALTY LLC · MLS# A4698972 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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