$289,900
Active641 Chamber St NW, Port Charlotte, FL 33948
4 beds Β· 2 baths Β· 1,592 sq ft
Listing courtesy of COMPASS FLORIDA Β· MLS# C7530606
43 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
STOP SCROLLING.THIS IS THE ONE! BUILT IN 2024. 4 BEDROOMS NO HOA β’ NO CDD β’ PUBLIC WATER & SEWER! If youβve been searching for a newer Port Charlotte home with the space, finishes, and freedom buyers want, 641 Chamber Street NW deserves to be at the top of your list. This move-in-ready home offers 4 bedrooms, 2 bathrooms, 1,592 sq. ft. of living space and a 2-car garage, all on a generous 0.23-acre lot. Step inside to a bright, open-concept floor plan made for everyday living and entertaining. The kitchen is the heart of the home, featuring granite countertops, a large center island, solid wood cabinetry and stainless-steel appliances, with an easy flow into the dining and living areas. Luxury vinyl flooring, neutral finishes and abundant natural light give the home a clean, modern feel that is ready for your personal style. The split-bedroom layout provides privacy where it matters. The spacious primary suite features a walk-in closet, dual sinks, granite countertops and a walk-in shower, while three additional bedrooms give you the flexibility for family, guests, a home office, playroom or hobby space. An interior laundry room and attached 2-car garage add even more convenience. Outside, enjoy a spacious backyard with a trees-and-woods view, front and rear porch areas, and plenty of room to create the outdoor space youβve been dreaming about. And here is the value buyers will appreciate every month: NO HOA, NO CDD, PUBLIC WATER AND PUBLIC SEWER. Why wait to build when a 2024 home is ready for you now? Homes offering this combination are hard to replace. Schedule your private showing today and make 641 Chamber Street NW yours before someone else does.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,592 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,837/yr
- Listed
- Sep 5, 2026
- MLS #
- C7530606
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 641 CHAMBER ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,111
$1,466 of that is principal & interest. 31% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,466
- Property taxes
- $403
- Homeowners insurance
- $242
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,111
Over the life of the loan
- Loan amount
- $231,920
- Down payment
- $57,980
- Total interest
- $295,801
- Principal + interest paid
- $527,721
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
641 Chamber St NW, Port Charlotte, FL 33948
Listing courtesy of COMPASS FLORIDA Β· MLS# C7530606 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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