$199,900
Active642 N Jefferson Ave #13, Sarasota, FL 34237
2 beds · 2 baths · 924 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# A4706344
36 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Welcome to 642 N Jefferson Ave, a 2-bedroom, 2-bath condo in Bermuda Park offering a spacious layout, vaulted ceilings, a private screened lanai, and no rear neighbors—all just minutes from Downtown Sarasota. Located in one of the newer buildings in the community, this condo features an open-concept living area with abundant natural light and two new PGT windows. The kitchen includes stainless steel appliances, ample cabinet space, and a breakfast bar that opens to the main living area. In-unit laundry, two reserved parking spaces, and additional guest parking add everyday convenience. The screened lanai overlooks peaceful greenspace with no buildings directly behind the unit, providing added privacy in a central Sarasota location. Enjoy quick access to Downtown Sarasota, shopping, dining, St. Armands Circle, Lido Beach, and Sarasota’s arts and entertainment. The free Breeze Trolley provides another convenient way to explore the area.
Facts
- Property type
- Condominium
- Year built
- 1998
- Bathrooms
- 2 full
- Living area
- 924 sqft
- Lot size
- 3.78 acres
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,944/yr
- Monthly fees
- $597/mo
- Listed
- Sep 21, 2026
- MLS #
- A4706344
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 642 N JEFFERSON AVE #13. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,970
$1,011 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,011
- Property taxes
- $162
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $597
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,970
Over the life of the loan
- Loan amount
- $159,920
- Down payment
- $39,980
- Total interest
- $203,969
- Principal + interest paid
- $363,889
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
642 N Jefferson Ave #13, Sarasota, FL 34237
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# A4706344 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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