$360,000
ActivePrice drops, under contract and the sold price, by email.643 Blue Ln NW, Port Charlotte, FL 33952
3 beds · 2 baths · 1,759 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7533407
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Dynamically different and designed for true Florida living, this exceptional Port Charlotte residence delivers space, style, and privacy on an oversized, beautifully landscaped corner lot. From the moment you step through the stone-accented entry porch through the foyer and into the raised main living space, the soaring vaulted and beamed wood ceiling creates an immediate sense of openness and character—far from the ordinary cookie-cutter home. The split floor plan features three well-appointed bedrooms, two baths, and a versatile bonus room off the primary bedroom that can serve as an office, sitting room, or expansive walk-in closet. The heart of the home is its inviting living and dining areas, complete with a built-in bar and a renovated kitchen enhanced by stainless steel appliances, glass tile accents, and an expanded workspace with a large laundry room & pantry nearby. Whether hosting family gatherings or quiet evenings at home, the layout offers comfort and flexibility. Outdoor living is the true showpiece. The rear of the home faces southeast, allowing the pool area to enjoy sunlight for most of the day—a highly desirable feature for year-round enjoyment. Over 1,500 square feet of luxurious outdoor living surrounds the heated pool and separate in-ground spa, all set on an elegant paver deck with a spacious covered lanai perfect for entertaining or relaxing in the Florida sun. A metal roof, impact windows, and a hurricane-rated garage door provide peace of mind, while the unique semi-enclosed carport and one-car garage offer creative parking options and the potential to convert to a full two-car garage if desired. A 12' x 8' shed adds valuable storage for tools, toys, or hobby equipment. Set in the desirable Spring Lake area, this home is just minutes from the Port Charlotte Beach Complex, Spring Lake Boat Ramp, shopping, dining, medical facilities, and the Peace River. Englewood’s pristine Gulf beaches are less than 30 minutes away. A rare blend of character, craftsmanship, and resort-style outdoor living—this home is truly one of a kind.
Facts
- Property type
- Single Family Residence
- Year built
- 1984
- Bathrooms
- 2 full
- Living area
- 1,759 sqft
- Lot size
- 0.34 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,234/yr
- Listed
- Nov 13, 2026
- MLS #
- C7533407
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 643 BLUE LN NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,390
$1,820 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,820
- Property taxes
- $270
- Homeowners insurance
- $300
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,390
Over the life of the loan
- Loan amount
- $288,000
- Down payment
- $72,000
- Total interest
- $367,328
- Principal + interest paid
- $655,328
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
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643 Blue Ln NW, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY · MLS# C7533407 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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