$790,000
ActivePrice drops, under contract and the sold price, by email.654 Maldives Trl, Sarasota, FL 34234
3 beds · 3 baths · 2,219 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4711064
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Under Construction. New construction pond-view home in Gracewater, a gated community in Sarasota just west of I-75 and about 10 minutes from downtown. Now under construction with estimated completion by January 2027. This single-story Waters Edge by Privada Homes offers 3 bedrooms plus a den/office, 3 baths and 2,219 sq. ft. of living area, with an open kitchen and great room, a paver lanai, a front porch and an attached 2-car garage. Upgrades include outdoor kitchen prep with a gas stub and sink rough-in, pool prep with electric and gas, an 8-foot privacy wall, a walk-in shower in a secondary bath and an epoxy garage floor. Built with concrete block and impact-rated windows and sliders throughout, with 10-foot ceilings, 8-foot interior doors and an 8-foot impact garage door. The kitchen has quartz countertops, soft-close cabinetry with 42-inch uppers, stainless appliances and a natural gas range. Also included: a natural gas tankless water heater, 16 SEER2 heat pump system, paver driveway and walkway, structured wiring and a 10-year structural warranty. Homeowners will enjoy the Pura Vida Club, with a beach-entry pool with cabanas and lap lanes, four pickleball courts, a fitness center, a covered outdoor lounge, a dog park and a lifestyle coordinator. Siesta Key and Lido Key beaches are about 20 minutes away, with Sarasota-Bradenton International Airport and University Town Center close by.
Facts
- Property type
- Single Family Residence
- Year built
- 2027
- Bathrooms
- 3 full
- Living area
- 2,219 sqft
- Lot size
- 0.16 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Monthly fees
- $250/mo
- Listed
- Nov 12, 2026
- MLS #
- A4711064
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 654 MALDIVES TRL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,693
$3,995 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,995
- Property taxes
- $790
- Homeowners insurance
- $658
- Flood insurance
- $0
- HOA / condo fees
- $250
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,693
Over the life of the loan
- Loan amount
- $632,000
- Down payment
- $158,000
- Total interest
- $806,081
- Principal + interest paid
- $1,438,081
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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The closest recent sales to this home, with what they sold for and when.
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654 Maldives Trl, Sarasota, FL 34234
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4711064 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
