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$489,999

Active

6640 Waterford Ln, Sarasota, FL 34238

2 beds Β· 2 baths Β· 1,348 sq ft

Listing courtesy of COMPASS FLORIDA LLC Β· MLS# N6145272

68 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Oversized 0.38-acre homesite
  • Cul-de-sac privacy
  • Extended screened lanai
  • Fully fenced backyard
  • Hurricane shutters
  • Repiped plumbing
  • Upgraded electrical panel
  • Enhanced screened garage

AI-selected highlights from the listing description below.

Welcome to this beautifully renovated 2-bedroom, 2-bathroom home situated on an oversized 0.38-acre homesite in highly desirable Gulf Gate East, offering an exceptional combination of modern updates, culdesac privacy and an unbeatable Sarasota location. With 1,348 square feet of inviting living space, this home is truly move-in ready. The well-designed floor plan features two distinct living areas, offering flexibility for both everyday living and entertaining. A welcoming living room is complemented by a family room with beautiful built-in cabinetry, creating the perfect setting for relaxing, gathering, or displaying your favorite dΓ©cor. Wood-plank tile flooring flows throughout the home and is enhanced by upgraded crown molding, new blinds and French doors. The updated kitchen features stainless steel appliances, new cabinetry, recessed lighting and a charming pass-through window opening to the lanai, making indoor-outdoor entertaining effortless. Both bathrooms have been refreshed with updated vanities and toilets. Extensive improvements provide added style and peace of mind, including new windows and exterior doors, hurricane shutters, a new garage door, repiped plumbing within the home, an upgraded electrical panel and an alarm system. Step outside and discover your own private backyard oasis. The beautiful extended screened lanai provides plenty of room for relaxing, dining, and entertaining while overlooking the expansive, fully fenced backyard. Mature landscaping enhances the tropical setting with a variety of established plantings, including day-blooming jasmine and plumeria. Create your own garden, enjoy the abundance of outdoor space or take advantage of the generous yard with plenty of room to add a future pool. The oversized 0.38-acre lot offers a rare sense of space and privacy while still being conveniently located in the heart of Sarasota. Additional upgrades include an enhanced screened garage with a side entry door and fresh sod in the front yard. The Legacy Trail, a 12.5-mile paved path for walking and biking, is close by, while golf enthusiasts will appreciate easy access to championship courses, including TPC Prestancia. Costco, Publix, restaurants, shopping, and everyday conveniences are all just minutes away. The nearby Sarasota Square property is being transformed into an exciting mixed-use destination planned to feature upscale retail and dining, green spaces, lifestyle and office components, and a modern town-center atmosphere anchored by Whole Foods Market. Best of all, the world-famous sugar-sand shores of Siesta Key Beach are approximately 6 miles away, allowing you to enjoy the very best of the Sarasota lifestyle. Fully renovated, beautifully updated, and tucked away on a quiet cul-de-sac with an oversized private lot in Gulf Gate East, this home offers the space, privacy, and location you've been looking for. Call today to schedule your private showing!

Facts

Property type
Single Family Residence
Year built
1980
Bathrooms
2 full
Living area
1,348 sqft
Lot size
0.38 acres
Private pool
No
Exposure
West
Furnished
Partially
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,483/yr
Monthly fees
$25/mo
Listed
Aug 21, 2026
MLS #
N6145272

Price & status history

  1. Listed for $499,900
  2. Price reduced to $489,999

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 6640 WATERFORD LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,118

$2,478 of that is principal & interest. 21% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,478
Property taxes
$207
Homeowners insurance
$408
Flood insurance
$0
HOA / condo fees
$25
Mortgage insurance (PMI)
$0
Total per month
$3,118

Over the life of the loan

Loan amount
$391,999
Down payment
$98,000
Total interest
$499,973
Principal + interest paid
$891,972
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

6640 Waterford Ln, Sarasota, FL 34238

Listing courtesy of COMPASS FLORIDA LLC Β· MLS# N6145272 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:48 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]