$400,000
Pending6703 Midnight Pass Rd #101, Sarasota, FL 34242
2 beds Β· 2 baths Β· 964 sq ft
Listing courtesy of REAL BROKER, LLC Β· MLS# A4709499
3 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Picture a full day on Siesta Key without ever touching your car keys. Coffee from Crescent Beach Market. Breakfast at Toasted Mango CafΓ©. A few hours on the soft white sand of Crescent Beach, then a walk down the shoreline to Point of Rocks, known for the best snorkeling on the key. Rent a boat at the marina by the Stickney Point bridge, watch the sun drop into the Gulf, and finish the night under the thatched roofs at Captain Curtβs with a cold drink in your hand. Want to go farther? The trolley stops right in front of the building. All of it starts at the front door of Unit 101 at Sea Winds. And when you are not here, it can be working for you. The condo comes fully furnished, down to the beach chairs, towels, and cart, it sleeps seven, and Sea Winds allows leases as short as two weeks, with the board reviewing a minimum as short as three days at its November meeting (not yet approved; buyer to verify). The owner even has prospective renters on standby. Then there is the patio. Unit 101 is the ground floor end unit, and it has the largest fenced patio at Sea Winds, shaded by its own tree, lined with hanging flower baskets, with a grill and a table for six that tends to stay set long after dinner is done. Slide the door open and the living room and patio become one space. No elevator, no long hallway, and your parking space is painted right outside the front door. Sea Winds is the kind of community where neighbors still get together in the clubhouse for games. The heated pool was rebuilt in 2025, the roof was replaced in 2024, the underground pipes and parking lot were redone in 2026, and the A/C is from 2022, so the big projects are already behind it. The $973 monthly fee covers cable, water, sewer, landscaping, and building maintenance, so there is nothing to manage while you are away. There is more to love here than fits in a description. Reach out to the listing agent for the full feature sheet, including the rental details, or to schedule your private showing.
Facts
- Property type
- Condominium
- Year built
- 1974
- Bathrooms
- 2 full
- Living area
- 964 sqft
- Lot size
- 1.52 acres
- Water access
- Beach, Gulf/Ocean
- Private pool
- No
- Exposure
- North
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,605/yr
- Monthly fees
- $973/mo
- Listed
- Oct 19, 2026
- MLS #
- A4709499
Price & status history
- Listed for $400,000
- Status changed to Active
- Status changed to Pending
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 6703 MIDNIGHT PASS RD #101. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,713
$2,023 of that is principal & interest. 46% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,023
- Property taxes
- $384
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $973
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,713
Over the life of the loan
- Loan amount
- $320,000
- Down payment
- $80,000
- Total interest
- $408,142
- Principal + interest paid
- $728,142
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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6703 Midnight Pass Rd #101, Sarasota, FL 34242
Listing courtesy of REAL BROKER, LLC Β· MLS# A4709499 Β· Pending
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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