$19,900
Active129 Loftin St / Ridgedale Ave, Port Charlotte, FL 33954
0.28 acre lot
Listing courtesy of ZOBEL REAL ESTATE, INC. · MLS# C7471997
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- corner lot
- over 1/4 acre
- gulf beach access
- world-class fishing
- boating access
- golf courses nearby
AI-selected highlights from the listing description below.
Beautiful corner lot, over 1/4 acre perfect to build your dream home in flourishing Port Charlotte. Centrally located to EVERYTHING…US-41, I-75, schools, Charlotte Technical College, Southern Technical College, Port Charlotte Town Center and plenty of shopping & dining. Close to North Port, Punta Gorda, & Venice. Minutes to downtown Punta Gorda and Sunseeker Resorts planned to open late 2023. Convenient access to gorgeous gulf beaches, world-class fishing and boating along with a multitude of impressive golf courses.
Facts
- Property type
- Land
- Lot size
- 0.28 acres
- Exposure
- North
- Flood zone
- X
- Annual taxes
- $442/yr
- Listed
- 2023-02-28
- MLS #
- C7471997
Price & status history
- Listed for $23,500
- Price reduced to $19,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 129 LOFTIN ST / RIDGEDALE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$337
$101 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $37
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $337
Over the life of the loan
- Loan amount
- $15,920
- Down payment
- $3,980
- Total interest
- $20,305
- Principal + interest paid
- $36,225
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
129 Loftin St / Ridgedale Ave, Port Charlotte, FL 33954
Listing courtesy of ZOBEL REAL ESTATE, INC. · MLS# C7471997 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
