$2,400,000
Active6950 Palm Island Dr, Placida, FL 33946
3 beds Β· 3 baths Β· 2,375 sq ft
Listing courtesy of PARADISE EXCLUSIVE INC Β· MLS# D6147088
195 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Panoramic Gulf views
- Beachfront location
- Private sun deck
- Screened lanai
- Soaking tub
- Elevator
- Salt system hot tub
- Hurricane-impact windows
AI-selected highlights from the listing description below.
Welcome to coastal perfection at Palm Island Resort on exclusive Palm Island, where panoramic views of Stump Pass and the Gulf of Mexico create a breathtaking backdrop for everyday living. This beautifully designed 3-bedroom, 3-bath beachfront residence captures the essence of island elegance, with an open floor plan thoughtfully oriented to maximize water views from nearly every room. Custom finishes shine throughout, including large porcelain tile flooring in the main living areas, heated floors in all bathrooms, and a seamless flow between the kitchen, dining, and living spaces. The living room is both inviting and serene, featuring a built-in bookshelf and charming window seatβperfect for relaxing with a book while coastal breezes drift in through a wall of sliding glass doors leading to the expansive screened lanai. Two guest bedrooms on the main level provide privacy and comfort, while the upstairs primary suite is a true retreat. Wake to sweeping water views and unwind each evening on your private sun deck as the sun sets over the Gulf. The suite also offers a spacious walk-in closet and a luxurious ensuite bath complete with soaking tub, walk-in shower with rain head, and dual vanities. Designed with both luxury and practicality in mind, the home includes an elevator servicing the main living level, central vacuum system, fire sprinkler system, wine cooler, hurricane-impact windows and doors with remote controlled Kevlar hurricane curtains for additional protection on the screened lanai, and a Halo whole-house water filtration system. Exterior features include durable Hardie Board siding (face-nailed for added strength), composite decking with marine-grade stainless steel, solid soffits, a newer metal roof, and updated AC systems. Outdoor living is equally impressive, with an open sun deck ideal for soaking up the Florida sunshine, a salt system hot tub for relaxing evenings under the stars, and lush tropical landscaping. The ground level offers a solid concrete foundation, golf cart garage, ample storage, and an outdoor showerβperfect after a day at the beach. Life at Palm Island Resort is truly a destination experience, offering private shell-strewn beaches, frequent dolphin and manatee sightings, tennis, pickleball, fitness center, dockage, clubhouse, and on-site dining at Rum Bay Restaurant, plus treats from Coconuts Ice Cream Shop. Accessible by a 3-minute car ferry ride and designed for golf cart and bicycle travel, this gated community with security and bell service delivers the ultimate in peaceful island living. Unspoiled, unforgettable, & simply paradise.
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Bathrooms
- 3 full
- Living area
- 2,375 sqft
- Lot size
- 0.37 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Beach, Beach - Access Deeded, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $19,566/yr
- Monthly fees
- $383/mo
- Listed
- Apr 16, 2026
- MLS #
- D6147088
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 6950 PALM ISLAND DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$16,149
$12,136 of that is principal & interest. 25% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $12,136
- Property taxes
- $1,631
- Homeowners insurance
- $2,000
- Flood insurance
- $0
- HOA / condo fees
- $383
- Mortgage insurance (PMI)
- $0
- Total per month
- $16,149
Over the life of the loan
- Loan amount
- $1,920,000
- Down payment
- $480,000
- Total interest
- $2,448,854
- Principal + interest paid
- $4,368,854
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
6950 Palm Island Dr, Placida, FL 33946
Listing courtesy of PARADISE EXCLUSIVE INC Β· MLS# D6147088 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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