$32,000
Active6986 Cheerful St, Port Charlotte, FL 33981
0.36 acre lot
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6144329
166 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Oversized pie shaped lot
- No HOA restrictions
- Quiet paved street
- Close to Charlotte Harbor
- Close to Gulf beaches
- Access to I-75
AI-selected highlights from the listing description below.
Create your ideal Florida home on this oversized pie shaped lot located in in Englewood East, one of Port Charlotte’s rapidly expanding residential communities. Nicely situated on a quiet paved street, this lot is zoned RSF-3.5 , perfectly suited for a custom single-family home, spec build, investment opportunity, or future homesite. Conveniently close to shopping, dining, and medical facilities along McCall Road (SR-776), this homesite still offers the privacy of a peaceful neighborhood with no HOA restrictions. With ongoing growth and new construction throughout the area, it’s an excellent option whether you’re ready to build now or prefer to hold as a long-term investment. Ideally located within reach of Englewood, Punta Gorda, and North Port, you’ll have convenient access to I-75, Charlotte Harbor, Gulf beaches, parks, golf, and endless outdoor recreation. Take advantage of this opportunity to own your very own slice of paradise in Southwest Florida and bring your vision to life in a thriving coastal community.
Facts
- Property type
- Land
- Lot size
- 0.36 acres
- Exposure
- West
- Flood zone
- X500
- Annual taxes
- $625/yr
- Listed
- May 12, 2026
- MLS #
- N6144329
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 6986 CHEERFUL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$414
$162 of that is principal & interest. 61% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $162
- Property taxes
- $52
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $414
Over the life of the loan
- Loan amount
- $25,600
- Down payment
- $6,400
- Total interest
- $32,651
- Principal + interest paid
- $58,251
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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6986 Cheerful St, Port Charlotte, FL 33981
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6144329 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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