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$329,900

Active Under Contract

7081 Waterford Pkwy, Punta Gorda, FL 33950

3 beds · 2 baths · 1,758 sq ft

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7527910

97 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Lakefront living
  • Gated community
  • Screened lanai
  • Fully fenced backyard
  • Community pools
  • Pickleball courts
  • Reverse osmosis system
  • Roof 2022

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. Assumable Mortgage 2.25%. Enjoy lakefront living in the highly desirable gated community of Waterford Estates in Punta Gorda. This well-maintained home offers a light and comfortable layout designed for everyday living and easy entertaining. Peaceful lake views and a fully fenced backyard create a private outdoor setting ideal for relaxing or hosting guests. Located in a vibrant amenity-rich community, this home is perfect for enjoying the Southwest Florida lifestyle year-round. INTERIOR FEATURES • 3 bedrooms, 2 bathrooms • 2-car garage • Bright and airy open-concept floor plan • High ceilings throughout • Luxury vinyl flooring in main living areas • Spacious living and dining area • Glass slider to screened lanai • Abundant natural light • Functional layout designed for everyday living and entertaining KITCHEN FEATURES • Eat-in kitchen design • Stainless steel appliances (2024) • Quartz countertops • Subway tile backsplash • Under-sink reverse osmosis system • Touch faucet • Closet pantry • Breakfast bar seating PRIMARY SUITE • Spacious primary bedroom • Walk-in closet • Updated en-suite bathroom • Dual sink marble-topped vanity • Walk-in shower • Private and comfortable retreat GUEST BEDROOMS & BATH • Built-in closets in • Full guest bathroom with convenient access OUTDOOR FEATURES • Screened lanai with lake views • Fully fenced backyard • Ideal for relaxing or entertaining outdoors COMMUNITY FEATURES – WATERFORD ESTATES • Gated community • Two community pools • Pickleball courts • Bocce ball courts • Fitness/amenity center • Multiple community lakes UPDATES • Roof (2022) • Interior paint (2022) • Water softener system • Updated primary shower • Updated flooring throughout • Backyard fencing LOCATION HIGHLIGHTS • Desirable Waterford Estates in Punta Gorda • Minutes to shopping, dining, and daily conveniences • Short drive to Downtown Punta Gorda • Easy access to US-41 and I-75 • Close to golf, boating, and waterfront parks • Near Punta Gorda Airport and Southwest Florida attractions Perfect for those seeking a low-maintenance lakefront lifestyle in a gated, amenity-rich community, this home offers the ideal blend of comfort, convenience, and Florida living. Whether you’re enjoying quiet mornings on the lanai or taking advantage of the community’s active lifestyle amenities, this is a wonderful opportunity to own in one of Punta Gorda’s desirable neighborhoods. Schedule your private showing today!

Facts

Property type
Single Family Residence
Year built
2019
Bathrooms
2 full
Living area
1,758 sqft
Lot size
0.2 acres
Waterfront
Yes · 78 ft
Water view
Yes
Private pool
No
Exposure
Northeast
Furnished
Unfurnished
Flood zone
AE
CDD
Yes
55+ community
No
Annual taxes
$4,615/yr
Monthly fees
$237/mo
Listed
Jun 29, 2026
MLS #
C7527910

Price & status history

  1. Listed for $350,000
  2. Price reduced to $329,900from $340,000
  3. Status changed to Active Under Contract

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 7081 WATERFORD PKWY. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,565

$1,668 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,668
Property taxes
$385
Homeowners insurance
$275
Flood insurance
$0
HOA / condo fees
$237
Mortgage insurance (PMI)
$0
Total per month
$2,565

Over the life of the loan

Loan amount
$263,920
Down payment
$65,980
Total interest
$336,615
Principal + interest paid
$600,535
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

7081 Waterford Pkwy, Punta Gorda, FL 33950

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7527910 · Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]