$32,900
Active7180 Summer St, Englewood, FL 34224
0.27 acre lot
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6142797
259 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Coastal homesite
- Public water
- No flood zone
- No HOA fees
- Paid scrub jay fee
AI-selected highlights from the listing description below.
Experience refined coastal living with this .27-acre homesite just 6.4 miles from Englewood Beach. Ideally located in a desirable Englewood neighborhood with public water, this property offers the perfect canvas for a custom coastal retreat. Enjoy close proximity to area beaches, boating, golf courses, dining, and shopping—capturing the best of Florida’s relaxed coastal lifestyle. The lot is not located in a flood zone (X) and offers the freedom of no HOA fees, providing both flexibility and peace of mind. Whether building a primary residence, vacation home, or holding as an investment, this property presents exceptional potential. Additionally, the Charlotte County one-time scrub jay fee has already been paid and is transferable to the new owner, adding significant value and easing the building process. A rare opportunity to own a buildable homesite in a prime coastal location.
Facts
- Property type
- Land
- Lot size
- 0.27 acres
- Flood zone
- X
- Annual taxes
- $675/yr
- Listed
- Feb 5, 2026
- MLS #
- N6142797
Price & status history
- Listed for $32,900
- Status changed to Active Under Contract
- Status changed to Active
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7180 SUMMER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$423
$166 of that is principal & interest. 61% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $166
- Property taxes
- $56
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $423
Over the life of the loan
- Loan amount
- $26,320
- Down payment
- $6,580
- Total interest
- $33,570
- Principal + interest paid
- $59,890
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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7180 Summer St, Englewood, FL 34224
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6142797 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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