$32,000
Active7201 Rum Bay Dr #4122A, Placida, FL 33946
2 beds · 2 baths · 1,262 sq ft
Listing courtesy of PALM ISLAND PROPERTIES INC · MLS# D6146304
247 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Fractional ownership villa
- Six two-week annual stays
- Seven miles pristine beach
- Screened porch
- Primary suite lanai access
- Impact-rated roof and windows
- Barrier island location
AI-selected highlights from the listing description below.
Fractional Ownership. Own your slice of paradise with this quarter-ownership condominium villa. Ownership includes six two-week stays scheduled throughout the year, plus one additional week in January. The rotation schedule adjusts annually, allowing each owner to enjoy all 52 weeks over a four-year cycle. Professional on-site management handles property maintenance, offering true hassle-free ownership. Situated within an intimate, exclusive vacation community, owners enjoy full access to the amenities, services, and facilities of Palm Island Resort—including seven miles of pristine, natural Florida beach. The villa offers a spacious, open-concept living and entertainment area that flows seamlessly onto a large, screened porch—perfect for relaxing and enjoying the coastal breeze. The primary suite also features direct access to the lanai, also features a walk-in closet and a well-appointed bath and dressing area. Recent improvements following Hurricane Ian are nearly complete and include new impact-rated roofs, windows, and sliding glass doors, luxury laminate flooring throughout the main living areas, new carpet in the bedrooms, and updated kitchen cabinetry—making the residence feel fresh and like new. Located between Ft. Myers and Sarasota on a barrier island only accessible by car ferry or boat. A great way to own on an island! Experience the sun, sand, and carefree island lifestyle in this exceptional shared-ownership retreat.
Facts
- Property type
- Condominium
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 1,262 sqft
- Lot size
- 0.18 acres
- Waterfront
- Yes · 100 ft
- Water access
- Bay/Harbor, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Monthly fees
- $1,043/mo
- Listed
- Feb 20, 2026
- MLS #
- D6146304
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7201 RUM BAY DR #4122A. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,437
$162 of that is principal & interest. 89% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $162
- Property taxes
- $32
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $1,043
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,437
Over the life of the loan
- Loan amount
- $25,600
- Down payment
- $6,400
- Total interest
- $32,651
- Principal + interest paid
- $58,251
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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7201 Rum Bay Dr #4122A, Placida, FL 33946
Listing courtesy of PALM ISLAND PROPERTIES INC · MLS# D6146304 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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