$235,000
Pending7237 Rum Bay Dr #5022, Placida, FL 33946
2 beds · 2 baths · 1,276 sq ft
Listing courtesy of TALL PINES REALTY · MLS# D6141005
549 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- private beach access
- screened-in balcony
- community boat docks
- manatee and dolphin wildlife
- Rum Bay waterway views
- heated swimming pool
- turnkey furnished
AI-selected highlights from the listing description below.
Turnkey Furnished Condo in Palm Island Resort – Coastal Serenity Awaits! Move right into this beautiful condo in the stunning Palm Island Resort. Featuring an open kitchen with elevated ceilings, Corian countertops, and additional bar cabinetry, this home seamlessly blends elegance with functionality. Enjoy private beach access just a short walk away, leading to the breathtaking Gulf of Mexico. The clubhouse, gym, heated swimming pool, spa, and tennis/pickleball courts are all within easy walking distance, ensuring effortless resort living. Take in stunning screened-in views from the rear balcony, while the front balcony overlooks Rum Bay and the Intracoastal Waterway. Relax on your porch as you watch manatees, dolphins, and an active Osprey nest in their natural habitat. This rare condo includes a garage—a coveted feature—(with the ability for housing a golf cart, paddleboards, and all your beach gear), providing unmatched convenience. Community boat docks are located just behind the condos on Rum Bay, perfect for boating enthusiasts. Resort amenities include private beach access, boat docks, a heated pool/spa, tennis courts, a fitness center, a clubhouse, playgrounds, a restaurant & bar, and 24-hour security. Additional services like bell service, mail delivery, and rentals for golf carts, bicycles, and water sports ensure a seamless island lifestyle. Escape the ordinary and embrace the ultimate in coastal living—where the beach meets the bay, and tranquility meets luxury.
Facts
- Property type
- Condominium
- Year built
- 2001
- Bathrooms
- 2 full
- Living area
- 1,276 sqft
- Lot size
- 0.03 acres
- Waterfront
- Yes
- Water access
- Bay/Harbor, Beach, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,377/yr
- Monthly fees
- $2,061/mo
- Listed
- Mar 3, 2025
- MLS #
- D6141005
Price & status history
- Listed for $264,000
- Price reduced to $235,000from $249,900
- Status changed to Pending
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7237 RUM BAY DR #5022. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,814
$1,188 of that is principal & interest. 69% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,188
- Property taxes
- $365
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $2,061
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,814
Over the life of the loan
- Loan amount
- $188,000
- Down payment
- $47,000
- Total interest
- $239,784
- Principal + interest paid
- $427,784
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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7237 Rum Bay Dr #5022, Placida, FL 33946
Listing courtesy of TALL PINES REALTY · MLS# D6141005 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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